Guest haydon Posted February 13, 2014 Share Posted February 13, 2014 Right beeb looking at some quotes . 21 years old 3 year no claims Tt is at £2700 fully comp uk spec And jap £2900 fully comp. So really how bad is it? Can I get better . And who to insure with Thanks guys Quote Link to comment Share on other sites More sharing options...
jazz1 Posted February 13, 2014 Share Posted February 13, 2014 Try graham Sykes, Adrian flux, sky insurance. Quote Link to comment Share on other sites More sharing options...
stevie_b Posted February 13, 2014 Share Posted February 13, 2014 At 21 years old you're likely to get stiffed on insurance. Those numbers are the top end of what I'd expect though with 3 years' NCD: West Sussex isn't Helmand Province. Quote Link to comment Share on other sites More sharing options...
Pig Posted February 13, 2014 Share Posted February 13, 2014 Wow, how times have changed - I remember paying £1000 on my UK TT at 20! That was with admiral Quote Link to comment Share on other sites More sharing options...
Guest haydon Posted February 13, 2014 Share Posted February 13, 2014 I pay 100 a month for my hyundai atm Tbh I expect it to double. Quote Link to comment Share on other sites More sharing options...
Marcus GTE Posted February 13, 2014 Share Posted February 13, 2014 As above, try admiral as I always found they gave the best quotes for young drivers Quote Link to comment Share on other sites More sharing options...
Josh Posted February 13, 2014 Share Posted February 13, 2014 I paid £800 on my UK Spec when I'd just turned 22, with 3/4 years NCB. That was with Admiral. Bear in mind they won't cover mods, or if they do, it'll put the price up. Quote Link to comment Share on other sites More sharing options...
ripped_fear Posted February 13, 2014 Share Posted February 13, 2014 That is bad I pay 700ish on my na-5speed all mods declared with sky. and another 400 for the Passat with no claims mirrored. Im 24 with all no claims since I was 17. Had the supra since 20 and never paid more than 900. Sky quoted me an extra 200 per year to upgrade to a TT6. Mods are like for like too. They don't have a premium rate number making calling them easy, and the People are always very helpful and friendly. Cant recommend them enough. Quote Link to comment Share on other sites More sharing options...
Dnk Posted February 13, 2014 Share Posted February 13, 2014 Bear in mind if the worst happens Admiral will try to give you peanuts for your car Quote Link to comment Share on other sites More sharing options...
stevie_b Posted February 13, 2014 Share Posted February 13, 2014 Bear in mind if the worst happens Admiral will try to give you peanuts for your car True. When taking out cheap insurance (car, health, holiday, etc) you're taking an implicit gamble that you won't be needing to claim. The claims dept is where the bargain insurers save their money. If I were in the OP's shoes though, that wouldn't put me off taking out cheap car insurance. Quote Link to comment Share on other sites More sharing options...
James Posted February 13, 2014 Share Posted February 13, 2014 I was £950 fully comp on a J-Spec NA-TT at 21. Definitely shop around Quote Link to comment Share on other sites More sharing options...
supra joe Posted February 13, 2014 Share Posted February 13, 2014 Just been quoted £366 for a year fully comp on a classic policy. Quote Link to comment Share on other sites More sharing options...
Stonkin Posted February 13, 2014 Share Posted February 13, 2014 I have used Sky and also A Plan when i had Supras Quote Link to comment Share on other sites More sharing options...
clay Posted February 13, 2014 Share Posted February 13, 2014 Did you ring any of them. or just get a price online.? I found if you can speek to insurance company you may get a better quote. Quote Link to comment Share on other sites More sharing options...
mattdavies Posted February 13, 2014 Share Posted February 13, 2014 Just been quoted £366 for a year fully comp on a classic policy. Who is that with ? Sky couldnt touch my Admiral price due to accident history Quote Link to comment Share on other sites More sharing options...
Dnk Posted February 13, 2014 Share Posted February 13, 2014 Just been quoted £366 for a year fully comp on a classic policy. My TRD widebody all mods declared with LWIB was a bit cheaper at £330 with guaranteed value, it does obviously vary massively on your personal circumstances, age, history, ncb, points, postcode etc Quote Link to comment Share on other sites More sharing options...
Guest haydon Posted February 13, 2014 Share Posted February 13, 2014 Just quick quotes With no mods declared Seems a tad high Quote Link to comment Share on other sites More sharing options...
Dnk Posted February 13, 2014 Share Posted February 13, 2014 True. When taking out cheap insurance (car, health, holiday, etc) you're taking an implicit gamble that you won't be needing to claim. The claims dept is where the bargain insurers save their money. If I were in the OP's shoes though, that wouldn't put me off taking out cheap car insurance. Not sure i'd gamble on a car i paid say £10k for and Admiral value it at around 2-£3k, okay on a cheap NA i guess Quote Link to comment Share on other sites More sharing options...
mattdavies Posted February 13, 2014 Share Posted February 13, 2014 If trying with admiral add your mum and dad as named drivers, this may lower your quote Quote Link to comment Share on other sites More sharing options...
Josh Posted February 13, 2014 Share Posted February 13, 2014 Not sure i'd gamble on a car i paid say £10k for and Admiral value it at around 2-£3k, okay on a cheap NA i guess Admiral would have charged me £630 for both the Supra and the Yaris, but the lack of insuring the mods and getting agreed value wouldn't be worth it if I had a crash. Now at least I'm with Sky with both cars covered for £960 with agreed value and mods declared Quote Link to comment Share on other sites More sharing options...
stevie_b Posted February 13, 2014 Share Posted February 13, 2014 Just been quoted £366 for a year fully comp on a classic policy. Good price, although a classic policy is a different beast: you don't accumulate NCD, and you sometimes can't use the car for commuting. Quote Link to comment Share on other sites More sharing options...
Swampy442 Posted February 13, 2014 Share Posted February 13, 2014 Just quick quotes With no mods declared Seems a tad high Don't think its that high really, Supras are high performance cars, you're a young, relatively inexperienced driver, the insurers are obviously going to load you up. You're already paying 1200 for your current car Quote Link to comment Share on other sites More sharing options...
tkddav3 Posted February 13, 2014 Share Posted February 13, 2014 I paid about £1500 for mine when I was 20 through admiral multi car. Had 1 or 2 yrs Ncb then it's gone down ever since. Owned it 3 years and it's the cheapest car I've ever insured. Much cheaper than my navara Quote Link to comment Share on other sites More sharing options...
kitch79 Posted February 13, 2014 Share Posted February 13, 2014 I was getting quotes of £1200 in 2002! I was 23 y.o. I thought that was fantastic as the best I could get on my celica st202 at the was 800. I then got a DC2 ITR costing 900 to insure. My supra is about 700 now, 10k miles a year, fully comp with value at 15k. Quote Link to comment Share on other sites More sharing options...
Guest haydon Posted February 13, 2014 Share Posted February 13, 2014 Don't think its that high really, Supras are high performance cars, you're a young, relatively inexperienced driver, the insurers are obviously going to load you up. You're already paying 1200 for your current car I know its not silly high iv had 10-12k insurance quotes on other cars before lol Undistandibly they bump it , need an insurance company that see's it differently. I.e : expensive car club member on a few car forums. Therefore a safer driver than a pleb in a chaved out clio. Sky sound ok? Quote Link to comment Share on other sites More sharing options...
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