a98pmalcolm Posted June 26, 2012 Share Posted June 26, 2012 (edited) Ok after shopping and with Sky Insurance ending up with a disappointing service, I have a great renewal else were. All mods declared, like for like cover. Car valued at £14k. Protected no claims. Total excess £350. Insured to drive anyone else's car. Up to £100,000 legal cover. Little about me: I'm 27 with 3 points SP30. 8 years no claims bonus (protected aswell:)) Had my licence for 9 1/2 years I use it everyday as my daily runner so domestic use and pleasure. So I'm covered for all my uses. Said I do about 4k a year I do live in a pretty nice area (not to far from a crappy area lol) £555 fully comp Thanks HIC Edited June 27, 2012 by a98pmalcolm (see edit history) Quote Link to comment Share on other sites More sharing options...
Porky1978 Posted June 27, 2012 Share Posted June 27, 2012 Thats less than i pay on a 1.9TDi 130 Passat Quote Link to comment Share on other sites More sharing options...
Jord Posted June 27, 2012 Share Posted June 27, 2012 Nice one. That's a great price. Quote Link to comment Share on other sites More sharing options...
Westy Posted June 27, 2012 Share Posted June 27, 2012 Not bad...what age, NCB, mileage etc I paid £310 fully comp this year at 29 with 1 yr NCB available on a 3k miles per annum policy. Quote Link to comment Share on other sites More sharing options...
Guigsy Posted June 27, 2012 Share Posted June 27, 2012 Remember guys. You can't compare prices. Because one person gets a good price doesn't mean you will Quote Link to comment Share on other sites More sharing options...
ManwithSupra Posted June 27, 2012 Share Posted June 27, 2012 Remember guys. You can't compare prices. Because one person gets a good price doesn't mean you will Good Point... too many variables Good price though Quote Link to comment Share on other sites More sharing options...
dan294 Posted June 27, 2012 Share Posted June 27, 2012 Things like: *Is it your Daily Driver *Does it cover commuting If the answer is yes, then it's cheap. Etc etc. Quote Link to comment Share on other sites More sharing options...
wewsupra Posted June 27, 2012 Share Posted June 27, 2012 Ok after shopping and with Sky Insurance ending up with a disappointing service, I have a great renewal else were. All mods declared, like for like cover. Car valued at £14k. Protected no claims. Total excess £350. Insured to drive anyone else's car. £555 fully comp Thanks HIC nice one Quote Link to comment Share on other sites More sharing options...
stevie_b Posted June 27, 2012 Share Posted June 27, 2012 Things like: *Is it your Daily Driver *Does it cover commuting If the answer is yes, then it's cheap. Etc etc. Also.... * Do you live in a rough area? Quote Link to comment Share on other sites More sharing options...
a98pmalcolm Posted June 27, 2012 Author Share Posted June 27, 2012 Thanks guys edited for some unanswered questions Quote Link to comment Share on other sites More sharing options...
Radio Posted June 27, 2012 Share Posted June 27, 2012 Who was that with Westy..my duaghters partners is looking for insurance on a jap tt and he 29. Cheers Quote Link to comment Share on other sites More sharing options...
dan294 Posted June 27, 2012 Share Posted June 27, 2012 I'll be trying HIC then! Cheers Paul! Quote Link to comment Share on other sites More sharing options...
dan294 Posted June 27, 2012 Share Posted June 27, 2012 Sorry, does it definitely cover commuting as well as SD&P? Only reason I ask is I got a quote from Competition Car Insurance for £560 ish but it didn't cover commuting. With commuting added it was another £200. I'm 33, 13 years NCB, no points, good area and an agreed value of £8500. Also didn't cover me for driving other cars Quote Link to comment Share on other sites More sharing options...
a98pmalcolm Posted June 27, 2012 Author Share Posted June 27, 2012 Dan yes it does mate. Competition car quoted me about £700 Sky Insurance said they could match any quote when I told them I was leaving but I asked someone when I got my renewal through and he said they can't do it any cheaper. I hate when insurance companies do that because that can do it cheaper to match someone elses price. But to be honest with skys ways of dealing with the match (i wont go into detail) I wont be returning to them.. Quote Link to comment Share on other sites More sharing options...
dan294 Posted June 27, 2012 Share Posted June 27, 2012 Thanks for that mate. I'll try HIC next month when mines due then. Cheers! Quote Link to comment Share on other sites More sharing options...
a98pmalcolm Posted June 28, 2012 Author Share Posted June 28, 2012 No worries bro.. Just checked the documents in the e-mail and it deffo has commuting in there under my request. Also noticed it has pass plus that says no.. I have Pass Plus. I wonder if that my help the quote a little more Quote Link to comment Share on other sites More sharing options...
dan294 Posted June 28, 2012 Share Posted June 28, 2012 Cool. Thanks for that mate. Quote Link to comment Share on other sites More sharing options...
dan294 Posted July 12, 2012 Share Posted July 12, 2012 I too have had a quote from HIC. 33 Years old 13 Years NCB Good Postcode Area No accidents, claims or convictions 5000 miles a year, and insured as my main daily driver £8500 agreed value All mods covered £700 Excess Not covered to drive other cars UK and European Breakdown SDP and Commuting £555.78 Not too bad I thought, although a high excess... Quote Link to comment Share on other sites More sharing options...
Dnk Posted July 12, 2012 Share Posted July 12, 2012 The £700 excess is a bit strong hence the £555 premium Try LWIB Quote Link to comment Share on other sites More sharing options...
Havard Posted July 12, 2012 Share Posted July 12, 2012 The £700 excess is a bit strong hence the £555 premium Try LWIB LWIB won't quote him as he's within 100 miles of Manchester and that spells trouble apparently. My renewal is up with Lynbrook in September so I am looking forward to their quote. I paid £ 303 last year £15 for agreed value at £8500. H. Quote Link to comment Share on other sites More sharing options...
shaz2010 Posted July 15, 2012 Share Posted July 15, 2012 (edited) I just done a quote on a TT stock no mods used as my daily driver, no accidents in the last 5 years, no points, driving 9 years, 6years NCB, live in Gosforth Newcastle, 5k milage a year, Full comp 350 excess Only £296 for the year . Was really happy with don't know if the fact it's a uk spec makes it a bit cheaper Edit : im 27 forgot to say : ) Edited July 15, 2012 by shaz2010 (see edit history) Quote Link to comment Share on other sites More sharing options...
Littler Posted July 15, 2012 Share Posted July 15, 2012 I just done a quote on a TT stock no mods used as my daily driver, no accidents in the last 5 years, no points, driving 9 years, 6years NCB, live in Gosforth Newcastle, 5k milage a year, Full comp Only £296 for the year . Was really happy with don't know if the fact it's a uk spec makes it a bit cheaper It being a UK does help but it's still a great quote regardless Quote Link to comment Share on other sites More sharing options...
Branners Posted July 15, 2012 Share Posted July 15, 2012 HIC did me a good quote too, beat Sky by about £55, but Sky pretty much matched it so I stayed where I was. Quote Link to comment Share on other sites More sharing options...
Paul Posted July 15, 2012 Share Posted July 15, 2012 I'm still with Bell after 11 years, they came up with a little over £300 comp/protected this year, thought that was pretty good but phoned them anyway and got it down to £280. Quote Link to comment Share on other sites More sharing options...
RobD Posted July 15, 2012 Share Posted July 15, 2012 I'm 25, 3 years NCB, no points or smashes, fully declared with an agreed value, I can drive other cars TPFT, free RAC cover with £250 excess... £388 a year, before I was paying £170 a month when I switched from my 200sx to the supra! Quote Link to comment Share on other sites More sharing options...
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