Hi guys,
I recently took out insurance with Adrian Flux (covered from Wednesday, 4 days ago) and was happy with the price due to my circumstances (new driver, first car etc) with an agreed milage clause.
however now ive got this lovely car home my dad has decided he wants one, and until then he wants to drive mine hehe - but if he does any milage he clocks up goes against my limited milage as it appears to be against the car, and not the driver (which i guess makes sense).
My question is - on the documents it says a 14day cancellation period from inception or something.. if i called and tried to cancel within 14 days to switch to another company who offer more milage (or let me add him as named drive) does the 20 - 25% cost for time "at risk" come into play or not - due to it being less than 14 days?
Additionally in my haste and excitement I didnt realise Sky insurance are the clubs insurers so they may be able to beat the adrian flux price.
I have the feeling ill have to take this hit as experience for being a bit too enthusiastic and jumping the gun
my dads gutted though as his insurance doesnt cover him for other cars due to it being commercial vans, regardless of his 25+ yrs driving experience.. yet my sister who passed her test 1 yr ago and has 3rd party fire and theft on a saxo - IS insured to drive my supra.. seems a bit weird hehe