Snooze

That'll be me and my lot! Except maybe the intelligence. And skill. The brain bit would be an exaggeration and "stable" could probably be considered somewhat fictitious. Oh - and "advanced" is a very subjective term, you know. Aside from that, the description's spot on!

Because I don't own it any more!

Cctv!

That £4,200 quote does sound like a bargain to me. Is there any additional charge for ongoing maintenance?

Mine is from the Iranian Embassy, apparently, which is probably even worse!

That's the first step of baby-making.

Nope. That's an FPS. This is a "proper wargame". I love some of the comments about the Combat Mission series on YouTube: I guess it lost something in the translastion? Then again - maybe not!

Don't get me wrong - I'm not saying that there aren't any jobs around. I'm saying that there aren't any jobs that most of these people are qualified to do. You're a smart guy with a decent education. Most of this 4million ARE complete numpties and I don't think you'll find that many toilet-cleaning jobs going! There's also a geographic problem - a lot of them are in areas where there aren't any jobs any more - people whos whole families live in ex-mining villages in the deep backwaters. Maybe we should force them all to pack up and move down to Surrey (where they can't afford to buy the overpriced houses) so they can wipe our arses for us.......

They're tossers because someone there incorrectly entered a price into their database?!

1.7mil claiming unemployment benefit 2.6mil claiming incapacity benefit There just aren't any jobs for them to do, I'm afraid. Even if they did want to work. What should you do with all these people - the only option would be for the government to hire them and pay them salaries instead of giving them benefits. But to do what?

Gorgeous car. Plan to throw lots of money at it to keep it going!

This is actually the main reason why democracy is rubbish - 99.9% of the populace simply aren't qualified to vote (note: this includes myself. I don't claim to understand the economy at all, so how the hell can I know if politician A, B or C understands it?)

That explains why global warming is so bad. Apparently, every year, they are chopping down all the trees in Wales. Or something. Now you've made the problem 40 times worse!

Nice - by answering absolutely truthfully, I actually managed an astounding 52% chav rating! Maybe I should have kept the Supra after all!

I recall having these Beetles as well, with the wired remote controls! If I remember correctly, didn't the control only either drive them straight forwards or backwards at full left lock? You couldn't actually steer or anything. Edit: Yep - you can see in this picture:

Shouldn't you have found out about insurance before buying the car! PS. if it's any help, I am with Sky and have always had great service.

Man goes to a zoo - there's nothing there except a single dog. It was a shih tzu.

Surely not, this is just property-investment negative equity. It's nothing that the UK hasn't seen before. As long as you can continue to afford your monthly payments to service your debt, it really isn't an issue. The only downside is that if you need to move house during the slump, you may have a slightly harder time getting a mortgage, and you may even have to take a step back down the property ladder rather than up. It really isn't a major problem unless you lose your job. It's the loss of income that's the cause of all these shock "being thrown out on the street" stories. Those people who simply can't afford the mortgage repayments on the house that they over-stretched for can just sell up (swallowing the negative equity in their new mortgage) and move to a smaller, place. -------- If I were a "saver" (rather than being one of those with a massive mortgage), I would be slightly concerned about the drop in the interest rate. Not because you might lose out on that extra few quid a month, but because if this trend continues, we are at serious risk of triggering hyperinflation within a few years time (with my cynical hat on - just long enough for senior banks, politicians and cronies to shift their assets to more stable holdings - Yen or Dong, anyone?), and all your savings could rapidly become worthless.

Crikey, yes - investing at the moment could get you a bucket (like the HBOS spike), but it really is the stockmarket equivalent of "put it all on red"!

The standard 650 unit is a Cat 1 unit, however - there is a Remote Start option (comes in a separate unit for an extra £100 or so, IIRC) - installing this will invalidate the Cat 1 status of the installation, I believe.

Wouldn't worry about the debt too much - I'm planning to take on as much debt as possible over the next couple of years if they keep dropping the interest rate like this.

Shouldn't the punishment (which I tend to agree should only be high as a deterrent - it doesn't really affect the purpotrator) be the same for all drink drivers, regardless as to whether the result is a death or not? By differentiating the two, that's like suggesting there are safe and unsafe times when you can drink and drive! Oh - and the mobile phone thing is a bit silly - whilst I agree that nobody should be doing anything which involves looking down at a phone to dial or similar, just using a mobile phone only actually involves (a) taking one hand off the wheel and (b) focusing on a conversation rather than on driving. These things you're allowed to do under other circumstances. eg. if I take one hand off the wheel and sit on it for two minutes whilst having a conversation with someone in the back seat, that's fine - but if I take one hand off the wheel and hold it to my ear (with a phone in it) for two minutes whilst having a conversation down the phone, that's bad! Seems inconsistent to me.

"Free counselling and compensation for all involved! While we're at it, let's launch an expensive public enquirey. Our world has become a sick joke." Best comment in there. Maybe they should also explain to Amy about the thousands of baby sheep that get slaughtered on a daily basis just so she can have her Sunday lunch.

Yes - it shows that actually having and keeping a job is a much more important thing to worry about than the paper value of your house dropping (and stopping you releasing equity to buy that flat screen TV or that daily £5 coffee from Starbucks). Maybe a recession will represent a long-overdue reality check.

Why does that matter? As long as they didn't borrow more than they could afford to repay per month (in which case they deserve to get slung out on the street), then negative equity isn't anything new. It doesn't really mean anything - even if these people need to move house, then the property that they will be moving into will have dropped by the same amount too. As long as people can afford to carry on paying their monthly payments, it's all just numbers on paper. The reason people complain about negative equity and dropping house prices is because they somehow feel they have a "right" to automatically move up the property ladder without actually doing anything. As mentioned before, these people just have to accept that buying a house is an investment in property, and investment values can, indeed, "go up or down". I am part of this too: the value of our house is in freefall at the moment, but so are all the houses around us, so if we really want to move, it can still be done...... just because it looks like turning out now that we would have been better waiting for house prices to come down before getting on the property ladder, that's our mistake - we, just like the millions of others threatened with negative equity, are perfectly capable of dealing with it. It was an investment mistake - that's all - get over it!