mobsta_01 Posted June 27, 2009 Share Posted June 27, 2009 Sky is just like another insurance company, bin the renew letter and ring around for better quote and ask them to beat it. " Well i tried ringing around for a good quote, before i rang Sky to see if they could beat it. But i was told that the quote i had got from A-plan was too low for them and they couldn't even match, let alone beat it. Quote Link to comment Share on other sites More sharing options...
Branners Posted June 27, 2009 Share Posted June 27, 2009 Said it before, I will say it again. They are in it to make money, any company that fails to make money in the current climate will go bust. Shop around for the best price if you have the time, just take the renewal if you dont. If they cannot match your best price then shock horror, you go with the company that gave you the best price. It is the way of the world people. Your life will not be presented to you on a plate, you have to work at things. My renewal is in, £100 more than last year, BUT actually cheaper than my renewal last year. I will be shopping around as I always do. Quote Link to comment Share on other sites More sharing options...
Guest gzaerojon Posted June 28, 2009 Share Posted June 28, 2009 that is of course if sky gave customers the chance to shop around. ive never in my life been with an insurance company that automatically renew the policy... acording to Amber credit who provide the credit i only ever signed one 12 month agreement but somehow that has applied till now, and that was 2006 no help from sky, just kept being past from pillar to post between amber and sky. looks like small claims court is next.. Quote Link to comment Share on other sites More sharing options...
Branners Posted June 28, 2009 Share Posted June 28, 2009 Tesco recently went to renew my insurance automatically on my astra, Elephant renewed a policy automatically for me a few years ago. It certainly isnt uncommon. Quote Link to comment Share on other sites More sharing options...
mawby Posted June 28, 2009 Share Posted June 28, 2009 ive never in my life been with an insurance company that automatically renew the policy...I've had insurance with both the AA and Admiral and both have automatically renewed when I've paid by anything other than an up front, in full payment. It's the same as mobile phone contracts. You sign a contract/credit agreement for 12 months but they don't cut you off on the last day, you have to contact them and ask to close your account. Quote Link to comment Share on other sites More sharing options...
Hoppy Posted June 29, 2009 Share Posted June 29, 2009 It's happened to me in the past too.A few times i've had to contact my insurance company to close my account, when my 12 month policy is up.Followed by a trip to my bank to cancel the direct debit that i set up 12 months previous, just to be safe. I agree with Branners.Always shop about when it comes to insurance renewals as 9/10 there's savings to be had elsewhere. Quote Link to comment Share on other sites More sharing options...
Rayman Posted July 8, 2009 Share Posted July 8, 2009 (edited) Sky im very displeased at being charged more to insure a lesser car to the end of the policy. Youve blatantly ripped me off because of the position im in. Guys if you want to change your car mid policy do not choose sky, i can understand a small admin charge of say £15 but £77 is a joke. I cant quite get my head round it:- Supra import group 20 280bhp no traction control rear wheel drive easy to break into Mods including bodykit, wheels, exhaust Changing to 2002 Type r uk group 17 or 18? 197bhp traction control front wheel drive not as easy to break into Completely stock Edited July 8, 2009 by Rayman (see edit history) Quote Link to comment Share on other sites More sharing options...
Safely Insured Posted July 8, 2009 Author Share Posted July 8, 2009 Sky im very displeased at being charged more to insure a lesser car to the end of the policy. Youve blatantly ripped me off because of the position im in. Guys if you want to change your car mid policy do not choose sky, i can understand a small admin charge of say £15 but £77 is a joke. I cant quite get my head round it:- Supra import group 20 280bhp no traction control rear wheel drive easy to break into Mods including bodykit, wheels, exhaust Changing to 2002 Type r uk group 17 or 18? 197bhp traction control front wheel drive not as easy to break into Completely stock Did the operator give any reason for the charge? If you would like me to have a look into it give me a PM Jae Quote Link to comment Share on other sites More sharing options...
michael Posted July 8, 2009 Share Posted July 8, 2009 Crikey, 3 posts about your annoyance with this now, it's really upset you! How much would it cost to replace the Supra in a total loss vs the Civic? How many claims have the underwriters had on Civics compared with Supras? A fair few more I suspect. It might be a "lesser" car in your eyes but it's clearly a higher risk in those of the insurer so you are being asked for more money. Other companies might not share this view so you could save money by moving elsewhere. Quote Link to comment Share on other sites More sharing options...
Rayman Posted July 8, 2009 Share Posted July 8, 2009 Did the operator give any reason for the charge? If you would like me to have a look into it give me a PM Jae Yes he said it was newer so therefore more expensive to insure. I dont buy that im afraid, supra is more open to vandalism and getting nicked if you ask me. i will pm you thanks Quote Link to comment Share on other sites More sharing options...
Rayman Posted July 8, 2009 Share Posted July 8, 2009 (edited) Crikey, 3 posts about your annoyance with this now, it's really upset you! How much would it cost to replace the Supra in a total loss vs the Civic? How many claims have the underwriters had on Civics compared with Supras? A fair few more I suspect. It might be a "lesser" car in your eyes but it's clearly a higher risk in those of the insurer so you are being asked for more money. Other companies might not share this view so you could save money by moving elsewhere. Its really got under my skin im afraid, you can see where im coming from tho cant you, i totally take on board the whole claims thing and that and the type r might get more. But ive been with them three years etc, its these little things that keeps me coming to them the next year for my insurance. I am Mr loyal, these guys could have me every year for the rest of my life, i keep on coming back as long i dont see a reason to change. Its a hidden cost this for me maybe that why it got to me so much, i really wasnt expecting more than an admin fee. Edited July 8, 2009 by Rayman (see edit history) Quote Link to comment Share on other sites More sharing options...
mawby Posted July 8, 2009 Share Posted July 8, 2009 You have to remember Sky are a broker. They will try their hardest to get you insurance from the best underwriter available to them when you take out your policy. However, the cheapest underwriter for a Supra may not be the cheapest for a Type R, but if you swap half way through your policy you have little choice but either pay the higher premium for the Type R from the Supra friendly underwriter you're currently with, or you cancel that policy and take out a new one with the Type R friendly underwriter. Unfortunately once cancellation and administrations fees are taken into consideration cancelling a policy and starting a new one rarely works out cheaper then just paying the high fee on your currently polity. When your insurance comes up for renewal you can hopefully swap to a cheaper underwriter. Quote Link to comment Share on other sites More sharing options...
Rayman Posted July 8, 2009 Share Posted July 8, 2009 Yeh well thats why i went with it, no choice whatsoever unless i cancel the policy which will rob me of a year ncb. Quote Link to comment Share on other sites More sharing options...
Safely Insured Posted July 8, 2009 Author Share Posted July 8, 2009 You have to remember Sky are a broker. They will try their hardest to get you insurance from the best underwriter available to them when you take out your policy. However, the cheapest underwriter for a Supra may not be the cheapest for a Type R, but if you swap half way through your policy you have little choice but either pay the higher premium for the Type R from the Supra friendly underwriter you're currently with, or you cancel that policy and take out a new one with the Type R friendly underwriter. Unfortunately once cancellation and administrations fees are taken into consideration cancelling a policy and starting a new one rarely works out cheaper then just paying the high fee on your currently polity. When your insurance comes up for renewal you can hopefully swap to a cheaper underwriter. That is exactly the case, QBE hate the civic type R, there currently claims stats are running ar over 200%. Which mean for every pound they collect in premium they pay out 2 Quote Link to comment Share on other sites More sharing options...
Rayman Posted July 8, 2009 Share Posted July 8, 2009 Thats fair enough, do you understand where im coming from tho, i know sky are pretty up on performance cars, can you see why i would think a supra should be higher risk than a type r ? Quote Link to comment Share on other sites More sharing options...
Branners Posted July 8, 2009 Share Posted July 8, 2009 Im sure I have said it elsewhere...do not change your car mid policy no matter what it is, and if you have to change it then expect to pay more. It is a fact of life, you negotiate a really special deal on a supra doing a price match against a low figure, you then change cars, they cannot do a price match (even if there was a discount) so you pay more. Quote Link to comment Share on other sites More sharing options...
Branners Posted July 15, 2009 Share Posted July 15, 2009 Just renewed with Sky again for another year. £380 price matched against A-plan so Im a happy customer. Quote Link to comment Share on other sites More sharing options...
TopgunTT Posted July 15, 2009 Share Posted July 15, 2009 Renewed mine monday with livingstones as they do agreed value and sky don't for new customers, Well pleased Quote Link to comment Share on other sites More sharing options...
Adrian123 Posted July 17, 2009 Share Posted July 17, 2009 ive just joined the sky group. Got an excellent rate, some £600 less than my renewal quote with my previous insurer... Couldnt find a cheaper quote, and at present better service Quote Link to comment Share on other sites More sharing options...
dan4 Posted July 24, 2009 Share Posted July 24, 2009 I have been looking at various cars to replace the supra and narrowed them down to a 350z/rx8/evo8....so i gave sky a call today to see what the deal was to switch over in the near future. All i can say is that im not a happy chappy now, apparently they cannot quote me on the 350z/evo8. I moved both cars over to Sky this year and now i feel like im trapped, if id have stayed with Adrian Flux it would have all been fine as they had already quoted me on the other cars when i got my renewal. Even elephant/direct line etc.... will quote me and Sky are ment to be 'performance' insurers. Im 24 with 6yrs NCB i thought by now my insurance would be simple! Surely a 500bhp single supra is more at risk than most things! I was then told that out of my £1000 policy on the supra taken out in Feb 2009 that i could have £200 back, thanks! Quote Link to comment Share on other sites More sharing options...
dan4 Posted July 28, 2009 Share Posted July 28, 2009 Had a call from Sky today reference to this and the Evo8 is out of their criteria but the Z requires just payment of the admin fee Quote Link to comment Share on other sites More sharing options...
Guest sldxr50 Posted July 29, 2009 Share Posted July 29, 2009 Just gone with sky insurance today, beat my best quote by nearly £100 and customer service was great (Thanks Luke). I asked about changing mid policy to EVO V or 200sx and was told would be no problem Quote Link to comment Share on other sites More sharing options...
Safely Insured Posted July 29, 2009 Author Share Posted July 29, 2009 I asked about changing mid policy to EVO V or 200sx and was told would be no problem Thanks for the feeback. Just to confirm, our underwriters only accept the earlier EVO's and will not insure anything newer than the EVO VI Thanks Ollie Sky Insurance Quote Link to comment Share on other sites More sharing options...
Safely Insured Posted August 17, 2009 Author Share Posted August 17, 2009 After numerous requests for classic car insurance we are pleased to announce we are now able to give online quotations via our website with a 10% discount to club members (included on screen). This won't be suitable for a lot of your modified cars and younger drivers but it is very cheap for genuine second car limited miles, classic car stuff. To get a quick quote (under 2 minutes) for your classic/collectors vehicle follow the link below. If you need any help, or are unable to get an online quote then please contact one on our advisors, by phone or via the websites call back request. http://www.skyinsurance.co.uk/classics/index.html Quote Link to comment Share on other sites More sharing options...
Supra-Brett Posted August 27, 2009 Share Posted August 27, 2009 After numerous requests for classic car insurance we are pleased to announce we are now able to give online quotations via our website with a 10% discount to club members (included on screen). This won't be suitable for a lot of your modified cars and younger drivers but it is very cheap for genuine second car limited miles, classic car stuff. To get a quick quote (under 2 minutes) for your classic/collectors vehicle follow the link below. If you need any help, or are unable to get an online quote then please contact one on our advisors, by phone or via the websites call back request. http://www.skyinsurance.co.uk/classics/index.html What exactly does qualify for this ? My supe is 1993 (16years old), and used every day with a few cosmetic mods. Would that qualify ? On another note, is it just my insurance thats going up each year ? 2 years ago i was paying £580 on my 93 jspec N/A (5years no claims, 31years old, 5000miles max per annum) Last year it was £639 6years no claims, 32years old 5000miles max per annum This year im quoted, £685 7 years no claims, 33 years old 5000miles max per annum This is getting silly, its meant to get lower the older and more experienced you get ? Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.