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GreenLight Insurance


Ric
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Oh, and I've changed the thread subject.

 

I'm sure Ric is aware by now that these finance agreements are standard practice for many insurance companies and brokers. However, it should have been made absolutely clear during the initial phone calls what was being offered - though clearly this didn't happen for Ric...

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I thought Greenlight didn't insure imports though? I was insured with Greenlight for my old car, but when i tried to switch it to the Supra they told me they didn't cover imports, but would give me a bigger refund because of this. I dont know what the standard % of refund is but i received a £65 refund which i was happy enough with as i was paying monthly, and i received a cheque shortly after cancelling.

 

Greenlight have always seemed helpful enough to me, the only problem i had was getting me proof of NCB sent out which took 3 requsts but all sorted now! ;)

 

Do you insure imports now? It was only in March when i swapped.

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They've just gotten back to me, Greenlight Insurances is unable to offer me a quote as I live in the TW postal code region...Never had a problem before with my area code. Look's like i'll be taking up the proposal from Sky afterall which was a very good quote anyway.

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Hi wkd,

 

I've been tied up in meetings for most of today, but appreciate your trying us for a quotation.

 

Our panel Underwriters had excluded imported vehicles for ages, primarily due to parts availability and the knock on costs with importing parts, extended hire/courtesy car & storage.

 

Ultimately we're about covering performance cars (both modified & standard). Cars that people aspire to own and as a result take good care of.

 

Having analysed the specifics, most of the parts problems are attributed to Subaru UK not supporting supply/repair of parts - we used this information and requested a review with our panel Underwriters who have agreed to reinstate certain import models.

 

The Supra, Celica, Skyline, Pulsar, RX models, Honda Civic type r models are now included upon our acceptable vehicles.

 

We have a broader panel of Insurers for UK models than for imported models right now.

 

Benefit wise, you get the usual benefits that you expect from an Insurer (ie. Comp cover has windscreen, audio, european cover, legal expenses cover, courtesy cars), but in addition we also have the following available under most schemes:

 

1) Like for like replacement of damaged/stolen modified parts

2) Agreed value option

3) Track cover option

 

 

It's early days as this is only a recent enhancement, thus there are some restrictions at the moment (postcode area's being one of them) until we build up a proven block of import business - then we can lobby for further scheme expansion.

 

Naturally we will look to expand this asap but at this stage we felt something was better than nothing and if we can help most of you then thats a start.

 

Kind regards

 

Tony

 

 

They've just gotten back to me, Greenlight Insurances is unable to offer me a quote as I live in the TW postal code region...Never had a problem before with my area code. Look's like i'll be taking up the proposal from Sky afterall which was a very good quote anyway.
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Ric has kindly PM'd me his details to allow me to look into this for him, which i'm keen to do.

 

My checking the site was driven by suggestions from members and was not as a result of a search engine placement.

 

I had used the 'contact us' option at the bottom of the forum to outline what we were looking to do but never received a response and registered as Tony@Greenlight with a view to contacting 'the powers that be'.

 

When doing so I searched for Greenlight and found Ric's plight, then have taken this on to investigate.

 

My intention is not to gatecrash the forum and offer active involvement upon any forum until we have the agreement of the forum Admin/Moderators.

 

But with Ric's problems I felt this merited a post or two and apologise to anyone offended by 'corporate intervention' upon your forum without prior involvement & authority of Admin/Moderators.

 

Kind regards

 

Tony

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Hi wkd,

 

I've been tied up in meetings for most of today, but appreciate your trying us for a quotation.

 

Our panel Underwriters had excluded imported vehicles for ages, primarily due to parts availability and the knock on costs with importing parts, extended hire/courtesy car & storage.

 

Ultimately we're about covering performance cars (both modified & standard). Cars that people aspire to own and as a result take good care of.

 

Having analysed the specifics, most of the parts problems are attributed to Subaru UK not supporting supply/repair of parts - we used this information and requested a review with our panel Underwriters who have agreed to reinstate certain import models.

 

The Supra, Celica, Skyline, Pulsar, RX models, Honda Civic type r models are now included upon our acceptable vehicles.

 

We have a broader panel of Insurers for UK models than for imported models right now.

 

Benefit wise, you get the usual benefits that you expect from an Insurer (ie. Comp cover has windscreen, audio, european cover, legal expenses cover, courtesy cars), but in addition we also have the following available under most schemes:

 

1) Like for like replacement of damaged/stolen modified parts

2) Agreed value option

3) Track cover option

 

 

It's early days as this is only a recent enhancement, thus there are some restrictions at the moment (postcode area's being one of them) until we build up a proven block of import business - then we can lobby for further scheme expansion.

 

Naturally we will look to expand this asap but at this stage we felt something was better than nothing and if we can help most of you then thats a start.

 

Kind regards

 

Tony

 

 

Good luck guys, thanks for getting back.

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Thanks Wkd..

 

Having seen the spec/pics - you've done a great job with your car.

 

Assuming we get some decent volume and profit upon the new imported schemes im fairly convinced that we will be able to cater for this by the end of the year, but as it stands we do have a few restrictions.

 

Primarily postcode area's, Drivers must be aged 21+, Drivers must have at least 1 years NCB in their own name.

 

Again, assuming we do something with the forum (ie. theyre happy for us to interact) we'll post as the import scheme expands.

 

Kind regards

 

Tony

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The club email account has been checked including the spam box (that was fun :D) and there was no record found of an email contacting the forum.
*cough* Look in the inbox for an email with the subject "The mkiv Supra Owners Club Contact Us Form - Proposed Insurance scheme" *cough* ;)

 

I read the email but as of yet have not had the time to discuss it with the other moderators.

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No Worries people (and well found Mawby - you may want to get that *cough* looked at ;) ).

 

We've a pedigree for covering the type of cars you drive and we primarily target male drivers through the performance media, owners clubs & forums.

 

Our staff all currently own/drive or have had a modified/performance car and understand the vehicles, impact of specific modifications and mentality (ie positive moral risk aspect of someone thats endeared to their car - not just a piece of metal or A-to-B).

 

We had negotiated a scheme expansion in the import area and thus contacted you after a nudge (or five) from members that were covered by us.

 

Greenlight arent mainstream by any stretch as we purely cover performance/modified cars for male drivers.

 

We have UK based staff and only deal with Insurers with UK based claims staff for our specialist schemes.

 

Forum wise, once youve digested our prospective scheme options & cover we do look to maintain a vigil, interacting and offering qualified advice to members upon the forum in respect of Insurance issues (whether covered with us or not).

 

There are plenty of examples of us doing the years with other Forums, which can easily be seen if required - kind of a reference as to what we do.

 

Our benefits are relevant to the area in which we have always traded - specialist vehicles.

 

We're not always going to be the cheapest for everone as we are geared to "large print" rather than small print and overtly offering the best cover we can rather than a cheap price with a 'hope I dont need to claim' approach.

 

Cover is good and benefits are relevant, we remain competitive by excluding unprofitable risk profiles rather than subsidising historically costly areas/profiles which can "P" people off who are outside of our criteria - but we do it to remain competitive and will always substantiate the business position for doing so whenever required.

 

To summarize, Greenlight are different and are not your usual 'men in grey'.

 

Kind regards

 

Tony

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I had 2 or 3 happy years with Greenlight with my '00-plate Celica, the service was always spot on.

 

That was until the NSR panel was demolished by a reversing scaffolders van - Highway insurance (the underwriters) were amazingly unhelpful and, at one point, I was threatened with libel if I posted any negative comments on an open forum. I know the problems with Highway weren't Greenlight's fault, but it left a sour taste in my mouth after that :(

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*cough* Look in the inbox for an email with the subject "The mkiv Supra Owners Club Contact Us Form - Proposed Insurance scheme" *cough* ;)

 

I read the email but as of yet have not had the time to discuss it with the other moderators.

 

Ahh yes that one sent on the 12th June. Right at the bottom. With a different username. :rolleyes:

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I tried filling in the Greenlight form for a quotation, great says they'll contact me. I put my best quote down as £700 then just get an e-mail saying we estimate £699 but ring us. FFS.

 

I also asked A Plan to contact me, they asked me all my details then the very last thing she said was...

 

Woman: "would you be willing to take the policy out now if we can beat the price?"

 

Me: "No, I'm still ringing round for quotes and you're the first one I've tried so I'd like to hear the others first"

 

Woman: "Oh I'm sorry we can't insure that type of car"

 

Me: "O RLY? I know of several Supra drivers insured with you."

 

Woman: "I can assure you they aren't"

 

 

Insurance companies, gotta love em.

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The last time i checked greenlight didnt insure imports at all im guessing this has changed?

 

their website shows Performance, modified and classic but no import...?

 

But thanks to tony for looking into my problem and i hope to hear back with it soon.

 

As mentioned before, if greenlight had actually been able to quote me for my new car i would have probably stayed with them, but they refused to insure a import car which gave me no choice to cancel my policy and go to another company.

 

And unfortunately getting stung for nearly 360quid

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