Guest yoshi_v300 Posted October 11, 2007 Share Posted October 11, 2007 Yup, get the damage report from the accident repair centre. Take it to an independant body shop who are recommended. Quote Link to comment Share on other sites More sharing options...
turbonut Posted October 11, 2007 Share Posted October 11, 2007 Hi fellah What a nightmare, feel your pain Stick with it though, seems to be just cosmetic damage and nothing structural. Hope you get a good price so you can buy it back and fix it up Chin up Linda xx Quote Link to comment Share on other sites More sharing options...
jim_supra Posted October 11, 2007 Share Posted October 11, 2007 thanks. I had a good look at it tonight got the bonet open it was just the cable that was the problem. The landing panel is fine. The side wings need straightend or pushed in, it needs a bumper I have a vielside bumper lying in my garage already sprayed and I need 2 new headlights. theres really nothing wrong with it. when I get the bumper put on they can straighten my wings and I'll buy lights. If that's all the damage there is, then I would not accept them writing it off, speak to your insurance and tell them so, and also tell them that the estimate for repairs given is over inflated. I would be interested to see pics of the car to see what warrants nearly £4000 in repairs! As others have said, a 'Cat D' write off would be very hard to sell on, so Buying it back and repairing it would not be (IMO) the best option. Quote Link to comment Share on other sites More sharing options...
dangerous brain Posted October 11, 2007 Share Posted October 11, 2007 Insurance told me my aerotop TT was a write off for a hole in my door and a scraped wing when a van reversed into it once. I was confidently told by the bird from the insurance that it was a ten year old toyota when I questioned why it was being written off. She soon changed her tune when I told her it had an agreed value of £14k. Some of them just don't check. In regards to repair costs that small repair came in at nearly £1500 for a wing a door a mirror and the spray work at an insurance approved repairer. I priced up a door at £90, mirror at £50, and a wing new at £90 from the forum and spraying would have been no more than £300 if I found the place myself. Insurance is just a huge scam. Quote Link to comment Share on other sites More sharing options...
Gazboy Posted October 11, 2007 Share Posted October 11, 2007 Iirc insurance companies write cars off when the repair cost exceeds 60% of the cars market value. Given that InsCos take the piss with market values it's easy to see why they wrote this car off. It'd be cheaper in the long run to cancel/withdraw the claim and pay out of your own pocket to repair the car (this is a 'if I knew then, what I know now' when a van cut up my 306). Quote Link to comment Share on other sites More sharing options...
Snooze Posted October 11, 2007 Share Posted October 11, 2007 It'd be cheaper in the long run to cancel/withdraw the claim and pay out of your own pocket to repair the car. Hmmmm. So if, say, the insurance company offered you £5k for the write off, you buy it back for about £2k and spend £1k on the repairs. You're now £2k down. With the car on a Cat D, it's probably worth about £2k less, and future insurance premiums are going to be higher. Yep - sums come up negative. What if you're not planning to sell it on? If you keep the car and drive it to it's deathbed (or to another write-off!). Doesn't that negate the £2k reduction in value, and therefore make write-off/buy back a viable option? Quote Link to comment Share on other sites More sharing options...
jim_supra Posted October 11, 2007 Share Posted October 11, 2007 Hmmmm. So if, say, the insurance company offered you £5k for the write off, you buy it back for about £2k and spend £1k on the repairs. You're now £2k down. With the car on a Cat D, it's probably worth about £2k less, and future insurance premiums are going to be higher. Yep - sums come up negative. What if you're not planning to sell it on? If you keep the car and drive it to it's deathbed (or to another write-off!). Doesn't that negate the £2k reduction in value, and therefore make write-off/buy back a viable option? What Gaz meant was forget trying to get it done through insurance, which means it would not be a write off in their eyes, as it's only deemed to be a write off due to the stupidly high quote they received from the repairers. And then repair it out of the guys own pocket. Quote Link to comment Share on other sites More sharing options...
Safely Insured Posted October 11, 2007 Share Posted October 11, 2007 insured with sky If I can help with this clain in anyway, please let me know. Regards Ollie Sky Insurance Quote Link to comment Share on other sites More sharing options...
Gazboy Posted October 11, 2007 Share Posted October 11, 2007 Hmmmm. So if, say, the insurance company offered you £5k for the write off, you buy it back for about £2k and spend £1k on the repairs. You're now £2k down. With the car on a Cat D, it's probably worth about £2k less, and future insurance premiums are going to be higher. Yep - sums come up negative. What if you're not planning to sell it on? If you keep the car and drive it to it's deathbed (or to another write-off!). Doesn't that negate the £2k reduction in value, and therefore make write-off/buy back a viable option? I was forced off the road by a van in 2001, £2000 damage. The van did a runner and I claimed on my insurance. I still have to declare that accident when taking out insurance and I've easily paid back that £2k in premiums in the last five years. Had I known then how much that claim would have inflated my premiums I wouldn't have claimed and found another way to pay for the damage. Quote Link to comment Share on other sites More sharing options...
sw4mpthing Posted October 11, 2007 Author Share Posted October 11, 2007 thanks for the feed back its been great. Ollie from Sky sent me a msg through this site and I have replied to him so I hope he can help me out and tell me the best thing to do. I will let you all know how I get on. Im not letting this car go! Ive still to come to me first meet!! Quote Link to comment Share on other sites More sharing options...
sw4mpthing Posted October 16, 2007 Author Share Posted October 16, 2007 hi, still trying to get this sorted. A second engineer came out yesterday so waiting to see what his report says. Just wanted to show you guys theses photos to see if you think it looks bad...... Quote Link to comment Share on other sites More sharing options...
Konrad Posted October 16, 2007 Share Posted October 16, 2007 Any daytime pics?.... Quote Link to comment Share on other sites More sharing options...
dwayne Posted October 16, 2007 Share Posted October 16, 2007 that doesn't look bad at all! you could fix that very cheap with second hand parts. Quote Link to comment Share on other sites More sharing options...
Pixelfill Posted October 16, 2007 Share Posted October 16, 2007 I was watching some tele this afternoon and the Dom bloke was on doing up a 106 Cat D write off... Apparently you can get an inspection (presumably something like a SVA test) which will verify that the vehicle has been repaired to a suitable standard, although the vehicle will never be 100% this can return some of the value of the vehicle and it will be recorded as satisfactorily repaired so not as a write off. Might be worth looking into. Mike Quote Link to comment Share on other sites More sharing options...
sw4mpthing Posted October 16, 2007 Author Share Posted October 16, 2007 just took they pics tonight. I even have a vielside bumper sprayed just ready to fit. But need to wait and see what this guys report says. Mine is a cat D write off. Ive had a letter from salvage saying they will contact me within 5 days to arrange collection. Ive to have it ready for the driver and leave any cd player/face in the car with any locking nuts...... That'll be right!! It's going no where. Quote Link to comment Share on other sites More sharing options...
jim_supra Posted October 17, 2007 Share Posted October 17, 2007 Oh my god, from those pics that is nothing! I really can't beleive that it's been written off because of that. I would say that would cost around £1600 - £1700 quid for repairs, that's with new parts from Toyota, using second hand parts you could be talking around £1000 -£1100 (as you already have a bumper.) Take a look at the following link about my car; http://www.mkivsupra.net/vbb/showthread.php?t=121867 I was hit by someone else and am having to pay for the repairs myself, and by the looks of your photo's yours is not as bad as mine. I pick mine up in a few days and the total cost is going to be around £1550 (that is with second hand parts) 70% of that is the body shops cost. Quote Link to comment Share on other sites More sharing options...
sw4mpthing Posted October 17, 2007 Author Share Posted October 17, 2007 yeah yours is well worse. Got a second engineer out on monday and got a phone call from the coachworks today. Thety came and picked it up and its getting fixed!!! Woohoo Im soooo happy. Ive got to pay my £750 excess tho. Should have it back within 2weeks. Might get to my 1st meet yet! thanks for all your help guys. Willie. Quote Link to comment Share on other sites More sharing options...
sw4mpthing Posted October 28, 2007 Author Share Posted October 28, 2007 getting my car back on tuesday , cant wait. thats me got new bumper new head lights and a new side wing. The engineer actually valued my car at £9000 thats why the decided to go ahead and repair it. Quote Link to comment Share on other sites More sharing options...
Guest CoolsBlue Posted October 28, 2007 Share Posted October 28, 2007 what the hell?! write of? the slam panels dont even creased...are the chasis legs out? do you know, you could do it back up, new bumper support bar which ar cheap, reinforcement bar which are dead cheap, new bumper, headlights and front wings! could do it for less that a grand i bet Quote Link to comment Share on other sites More sharing options...
Guest CoolsBlue Posted October 28, 2007 Share Posted October 28, 2007 oh just seen your post, haha! #43 Quote Link to comment Share on other sites More sharing options...
Jake Posted October 28, 2007 Share Posted October 28, 2007 The engineer actually valued my car at £9000 For a 1995 NA? Quote Link to comment Share on other sites More sharing options...
sw4mpthing Posted October 28, 2007 Author Share Posted October 28, 2007 yeah I know, I dont get it either. But who cares its fixed and im happy!! Quote Link to comment Share on other sites More sharing options...
Soop Dogg Posted October 28, 2007 Share Posted October 28, 2007 £9000 for a '95 NA??? Without wishing to be disrespectful to NA owners, I'd have let them write it off and taken the money!! Quote Link to comment Share on other sites More sharing options...
sw4mpthing Posted October 29, 2007 Author Share Posted October 29, 2007 I happen to like my car thanks. And it wasnt that bad. whats wrong with NA's? Quote Link to comment Share on other sites More sharing options...
danny_silva Posted October 29, 2007 Share Posted October 29, 2007 who wants to crash my 95 N/A??? i could have £9000 and buy a TT!! lol... nice hey?? Quote Link to comment Share on other sites More sharing options...
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