Elliot Posted December 23, 2004 Share Posted December 23, 2004 Hi folks My MOT ran out yesterday. I have it booked in for the 29th for full check up & MOT (crapping myself!) Is it true you can drive the car as long as it is booked in, or is that just the journey to the MOT station? Quote Link to comment Share on other sites More sharing options...
Jake Posted December 23, 2004 Share Posted December 23, 2004 Just to the station - and then only if it's actually booked in for a MoT test. Quote Link to comment Share on other sites More sharing options...
Jake Posted December 23, 2004 Share Posted December 23, 2004 On the other hand, getting caught for driving with no MoT is a very minor offence. I got nicked riding my Fireblade with no MoT and it was £30 fine, no points. Quote Link to comment Share on other sites More sharing options...
keron Posted December 23, 2004 Share Posted December 23, 2004 i thought you had a 7 day thing? as long as its booked in? Quote Link to comment Share on other sites More sharing options...
Dale B Posted December 23, 2004 Share Posted December 23, 2004 No ... Jakes right. Only allowed on the road the day of the test and even then only on the way to the testing station. Quote Link to comment Share on other sites More sharing options...
Elliot Posted December 23, 2004 Author Share Posted December 23, 2004 i thought you had a 7 day thing? as long as its booked in? Hope so! I need to make a couple of trips. It's a shame I'm English, have insurance and tax, otherwise I could just go out anyway in it and not worry about any sort of punishment! Quote Link to comment Share on other sites More sharing options...
toyotasuprauk Posted December 23, 2004 Share Posted December 23, 2004 If you got pulled and where honest that it had just ran out and due to Christmas you couldn't get it booked in until 29th the police may just let it go. Obviously they may not but its only a £30 fine with no points as Jake said, the fine is less than the cost of the MOT. Personally I wouldn't be too worried as long as you know the cars not got any problems that make it dangerous to drive and you drive very carefully in the mean time. Quote Link to comment Share on other sites More sharing options...
Dale B Posted December 23, 2004 Share Posted December 23, 2004 Hope so! I need to make a couple of trips. It's a shame I'm English, have insurance and tax, otherwise I could just go out anyway in it and not worry about any sort of punishment! LMAO (know what u mean) Quote Link to comment Share on other sites More sharing options...
Elliot Posted December 23, 2004 Author Share Posted December 23, 2004 If you got pulled and where honest that it had just ran out and due to Christmas you couldn't get it booked in until 29th the police may just let it go. Obviously they may not but its only a £30 fine with no points as Jake said, the fine is less than the cost of the MOT. Personally I wouldn't be too worried as long as you know the cars not got any problems that make it dangerous to drive and you drive very carefully in the mean time. Until I run some granny over! Would be just my luck! Quote Link to comment Share on other sites More sharing options...
Supragal Posted December 23, 2004 Share Posted December 23, 2004 Jake is, as ever, correct. However, as mentioned it's not really worth the risk of voiding your insurance in case you hit someone, granny or young child! Quote Link to comment Share on other sites More sharing options...
Soop Dogg Posted December 23, 2004 Share Posted December 23, 2004 There is NO 7 day rule as stated before. It is true that the punishment is USUALLY very lenient. I have also heard the question asked 'Will your INSURANCE be valid without an MOT?' Almost all insurance companies. if approached by the Police when they have stopped someone who hasn't got an MOT, will say that 'If a claim were to have been made, they would have come down on the side of the insured'. However, this is fine providing you haven't actually had to make a claim as a result of an incident while driving with no MOT, but if you WERE to have an accident, I have actually seen people left out to dry by the insurance compeny with regard to the damage to their own vehicle. They did pay out the 3rd party costs, but refused to indemnify the insured for their own loss. However, they would probably have been within their rights to refuse to pay out ANY of the losses, including to the 3rd party! This could see you paying for the rest of your natural! You pays your money, you takes your choice! Personally I don't think it is worth the risk... Quote Link to comment Share on other sites More sharing options...
Jake Posted December 23, 2004 Share Posted December 23, 2004 All of Brian's reply is spot on apart from : However, they would probably have been within their rights to refuse to pay out ANY of the losses, including to the 3rd party! This could see you paying for the rest of your natural! The insurance company CAN NOT refuse to pay out valid third party claims. What they CAN do is chase you through the courts to recover whatever monies they had to pay out. If you're insured then you are insured. There's nothing an insurer can do to wriggle out of their legal obligations just because your car was not MoTd (Or even if you were drunk, wanted for murder, didn't have your seat belt on, whatever) But, like I said, they can sue you for their losses. Mad, innit? Quote Link to comment Share on other sites More sharing options...
Soop Dogg Posted December 23, 2004 Share Posted December 23, 2004 All of Brian's reply is spot on apart from : The insurance company CAN NOT refuse to pay out valid third party claims. What they CAN do is chase you through the courts to recover whatever monies they had to pay out. If you're insured then you are insured. There's nothing an insurer can do to wriggle out of their legal obligations just because your car was not MoTd (Or even if you were drunk, wanted for murder, didn't have your seat belt on, whatever) But, like I said, they can sue you for their losses. Mad, innit? Yeah, I did try to cover my arse with teh 'probably' bit! Wasn't 100% sure, so thanks for clearing that up Jake. End result for "Mr. no MOT" could still be years of paying for it though! Cheaper to hire something for a few days... Quote Link to comment Share on other sites More sharing options...
Jake Posted December 23, 2004 Share Posted December 23, 2004 End result for "Mr. no MOT" could still be years of paying for it though! True true Quote Link to comment Share on other sites More sharing options...
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