Darren Posted October 18, 2007 Share Posted October 18, 2007 Be careful with A-Plan. Yes they are cheap but if you have any change of vehicle during your year you will get shafted sideways like i did. I've used A-Plan for a number of years all my cars are with them now very competitive But as pointed out here I changed one of my cars two months into the policy and my additional premium was about 200% more than the original So I was shafted too. Ash you quote sound ok considering the 'open' claim... Quote Link to comment Share on other sites More sharing options...
JohnA Posted October 19, 2007 Share Posted October 19, 2007 ...its worth giving it a go i pay £650 a year full n.c and protected and can drive as many cars as i like fully comp I pay half that without any fraud involved (through SKY lol...) As for your 'fully comp' cover driving any car, just wait until you make a claim and see... Do you think they're stupid or incompetent? They're in business to make money, getting your misrepresented premiums works fine for their bottom line. They just won't pay out later, and do you for lying if you get fresh. Wake up. Quote Link to comment Share on other sites More sharing options...
Suprash Posted October 19, 2007 Author Share Posted October 19, 2007 Thats crazy Ash am paying less than 1k for a single with 6 speed coversion all mods decleared at 28 with sky!!! Whens your renewal due Wayne, would be interested to see then........ Quote Link to comment Share on other sites More sharing options...
Suprash Posted October 19, 2007 Author Share Posted October 19, 2007 Did you tell them about the accident you had recently? I wouldn't be surprised if it was that making your quote quite a lot. No as I made no claim against my policy and no claim has been made against me yet, so far as Im concerned there is no risk to them.... Quote Link to comment Share on other sites More sharing options...
marbleapple Posted October 19, 2007 Share Posted October 19, 2007 so far as Im concerned there is no risk to them.... Yer but they might think the opposite.... no claim... yet Quote Link to comment Share on other sites More sharing options...
Suprash Posted October 25, 2007 Author Share Posted October 25, 2007 Well some good news on this, phoned A Plan in B/Stoke, they came up with £1100, bah I thought, so next phoned A Plan that Homer listed a number for in another thread, supposedly specialise in imports or something, but before they came back with a quote, Adrian Flux came back with £890, better I thought, but then this A Plan division came back £720, sweet...... But the funniest thing is, my current policy is with Ensign through Sky, who gave me a renawal quote of £2900, the A Plan quote as he told me on the phone is with, yep, you guessed it, Ensign.....WTF !!!! How can the same company be so different through different brokers, I said to him its obvious insurance companies dont stick to guide line and make it up as they go along....Anyway another company matched it through this A Plan division so I said I would rather give my money to someone else other then Ensign, just for the stupidly high renewal quote..... Quote Link to comment Share on other sites More sharing options...
hoff Posted October 25, 2007 Share Posted October 25, 2007 Good reasult Ash:) Quote Link to comment Share on other sites More sharing options...
hiten55 Posted October 25, 2007 Share Posted October 25, 2007 whats the number ash? Quote Link to comment Share on other sites More sharing options...
Scott Posted October 25, 2007 Share Posted October 25, 2007 Excellent result. Just beware of the small print buddy. Stick to your contract like GLUE. Scott =op Quote Link to comment Share on other sites More sharing options...
Suprash Posted October 25, 2007 Author Share Posted October 25, 2007 whats the number ash? http://www.mkivsupra.net/vbb/showpost.php?p=1642391&postcount=9 I can get the lad's name I spoke with if you want, he advised me to go with the other company over Ensign due to having inside knowledge and seeing what hassles people have......he was very helpfull so I would like to put people his way, we had a good talk......he will be phonning me back in the morning..... Quote Link to comment Share on other sites More sharing options...
Suprash Posted October 25, 2007 Author Share Posted October 25, 2007 Excellent result. Just beware of the small print buddy. Stick to your contract like GLUE. Scott =op What do you mean ? We went into great detail over the mods, whats listed, mod for mod replacement or cash instead, come to paying out for the whole car, they dont do agreed values but who does these days, but they know its a modified car and providing I have photo's etc to back it up....and future mods are ok, and cosmetic, they wont charge me anymore, just power increases..... Quote Link to comment Share on other sites More sharing options...
hiten55 Posted October 25, 2007 Share Posted October 25, 2007 thanks mate, yeah whats his name? Quote Link to comment Share on other sites More sharing options...
Suprash Posted October 25, 2007 Author Share Posted October 25, 2007 thanks mate, yeah whats his name? Lol, I meant, cant remember but I will get off him in the morning and post it back in here with his details, let him know he could have some business coming his way..... Quote Link to comment Share on other sites More sharing options...
hiten55 Posted October 25, 2007 Share Posted October 25, 2007 lol, cool, got a few people calling me back tomorow too Quote Link to comment Share on other sites More sharing options...
Scott Posted October 25, 2007 Share Posted October 25, 2007 What do you mean ? We went into great detail over the mods, whats listed, mod for mod replacement or cash instead, come to paying out for the whole car, they dont do agreed values but who does these days, but they know its a modified car and providing I have photo's etc to back it up....and future mods are ok, and cosmetic, they wont charge me anymore, just power increases..... As above (posted a few days ago), me and another guy posted about A-Plan. If you decide to change your car at any time throughout the policy they will screw you. I changed my car after 6 months and the quote for my replacement car was less than competetive (bloody outragous) so i decided to leave them. When i told them i was looking for the rest of my premium back they said i was only entitled to 10%. Turns out that changing car meant i got £200 back for the remaining 6 months wheras if i had cancelled i would have got less than £150 even though 6 months of the premium was £850 (12 months 1700). Hope that explains what i mean well enough lol. Scott =op Quote Link to comment Share on other sites More sharing options...
Suprash Posted October 25, 2007 Author Share Posted October 25, 2007 As above (posted a few days ago), me and another guy posted about A-Plan. If you decide to change your car at any time throughout the policy they will screw you. I changed my car after 6 months and the quote for my replacement car was less than competetive (bloody outragous) so i decided to leave them. When i told them i was looking for the rest of my premium back they said i was only entitled to 10%. Turns out that changing car meant i got £200 back for the remaining 6 months wheras if i had cancelled i would have got less than £150 even though 6 months of the premium was £850 (12 months 1700). Hope that explains what i mean well enough lol. Scott =op See this is probably down to the actual insurance company you're insured with, the company Im through, which escapes me now, if I cancel will only charge me on a pro-rata basis, another reason he told me to go with them over Ensign, they stagger theirs or something.... Quote Link to comment Share on other sites More sharing options...
Scott Posted October 25, 2007 Share Posted October 25, 2007 Cool, sounds good. Make sure you see it in writing though as it was the A-Plan agents that told me that before even taking my details. I just told them i wanted to cancel, they asked why, i told them because they were ripping me off then they went on to say about the clause. Might even have changed anyway. It was 2 years ago that happened to me. Scott =op Quote Link to comment Share on other sites More sharing options...
Suprash Posted October 25, 2007 Author Share Posted October 25, 2007 Cool, sounds good. Make sure you see it in writing though as it was the A-Plan agents that told me that before even taking my details. I just told them i wanted to cancel, they asked why, i told them because they were ripping me off then they went on to say about the clause. Might even have changed anyway. It was 2 years ago that happened to me. Scott =op Maybe, maybe not, but yeah I hear ya, cheers.... Quote Link to comment Share on other sites More sharing options...
Vicky Posted October 25, 2007 Share Posted October 25, 2007 I deal with A-Plan through my work quite regularly and of all of the brokers i deal with they are in the top 5 for efficiency and competance, dont have many problems with them at all. Quote Link to comment Share on other sites More sharing options...
snake Posted October 25, 2007 Share Posted October 25, 2007 my supra is insured with sky same price as A plan quoted, £500 my honda crx is insured with A plan £240 comp, sky wanted £320 tpft my4x4 mondeo costs £300 fully comp protected. its a pity i could not get a policy to cover them all without loosing money for swapping to one company. i can only drive one at a time Quote Link to comment Share on other sites More sharing options...
Scott Posted October 25, 2007 Share Posted October 25, 2007 Have u tried admiral Thats who i am with and i saved a fortune. I stuck my dad on the policy and it brought it down to £309 from last Friday till July the 22nd (when the policy ends) Considering my age/points etc, i think i got a bargain. A lot of the discount is thanks to the multicar policy. Scott =op Quote Link to comment Share on other sites More sharing options...
bonus_2000 Posted October 25, 2007 Share Posted October 25, 2007 yep Nick, is that what they told you? I think these insurance companies make it up as they go along . . . I'm 26, i've got a single and they insured me?? I have been with Sky since I got the Supra, and everything is declaired, my policy came out at £1070 including the agreed value this year? I have got FNCD though and 3 points on my licence. I don't even start to try to comprehend how they work these things out??? Quote Link to comment Share on other sites More sharing options...
Sharpie Posted October 25, 2007 Share Posted October 25, 2007 Nice one Ash! Quote Link to comment Share on other sites More sharing options...
Suprash Posted October 25, 2007 Author Share Posted October 25, 2007 Nick, is that what they told you? I think these insurance companies make it up as they go along . . . I'm 26, i've got a single and they insured me?? I have been with Sky since I got the Supra, and everything is declaired, my policy came out at £1070 including the agreed value this year? I have got FNCD though and 3 points on my licence. I don't even start to try to comprehend how they work these things out??? They must make it up, how can Ensign give me a renawal quote of £2900, but then give me another quote through a different broker for £720...... Quote Link to comment Share on other sites More sharing options...
jazz1 Posted October 25, 2007 Share Posted October 25, 2007 a-plan seem like a good bunch although they have matched up adrian flux quote but the excess is more, anyways the guy said he is doing his best to get something better:) Quote Link to comment Share on other sites More sharing options...
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