far

get a new job, dont be afraid of change and moving forwards in your career

The work for this has now been allocated:)

just watchin the 1 oclock news 'the number of homes being reposessed is at its highest since the early 1990's' Awesome:D

Slump is good - lots of cheap houses with desperate people wanting to get shot in a hurry with mounting debts On the other hand people with a few properties could be set to loose a fair amount if they are only in the game for the short term. I sound like the grim reaper

exactly, when we reach 3 figures I would consider that as an achievement, any armchair investor can notch up 10 properties in a very short period of time, its no biggie So you in 3 figures then imi:d

great!

...i'm after 1 or 2 students to cleanse some databases for me based out of victoria 1-2 days per week for about 1 month. Does anyone have any family kids etc that could do this? Its real basic stuff, just mining through some DB's and calling companies to qualify email addresses and job titles

I reckon its the colout but it looks a bit 'Eurobox' from that front R34 for me thanks

Can you see any erections in the area? of amateur radio antennas? Reason why you can hear sitcoms is it may simply be the TV in the background, this used to happy to me in our old house through my speakers in the bedroom when I was a kid

No this is not a 'I am rich' thread, I am very much in debt And the bank owns all my assets, I just carry the risk Maybe my post wasnt entirely clear as I didnt qualify what the 2.5k saving was made up of and after reading the post I can see that it looks like i'm basing the entire 2.5k saving on just the BOE rate cuts, considering that this is what the topic of the thread is I can see where the confusion came from. The rate cut is not the entire make up of the saving, infact its a smaller part of it - but since some of you guys are so interested I will explain Example on one property: On a typical 200k buy to let interest only mortgage with 15% down I was paying £715 per month mortgage, with the two .25% interest rate cuts this has gone down to £657 per month. My tenants pay me £975 per month. I bank £318 per month (diff between mortgage and rental) We currently have 12 properties in the portfolio of varying size and 'mortgage vs rental' equation. The above example repeated across the range is considering rental income AND interest rate drops giving me a pre tax yield of 2.5k In fact I was actually not bragging at all, I was just happy that BOE cut rates CJ - I bloody wish I had a 10 mill property! ...we can dream hey?

What lycra? ....bare in mind this is the same guy who picked up a condom in the street at the xmas party when he was legless and thought it was a balloon and tried to blow it He had to go for tests last week

worth noting if anyone is taking up a new mortgage on variable rate you should look at 'trackers' on BOE base rates. Im saving over 2.5k per month Bring on the next cut

Well I made sure my mortgages are with a companies who update their interest rates - I dont see how some lenders can get away with not cutting there rates in line with BOE

That means I save a load of money of my variable rate products

apparantly he just wanted to see how tight they felt round his legs

what is this 'we' business ?

One of the lads at work told me he had the urge to try his wifes tights on last night while she was out but she came back home early and saw him I obviously had to email the office to ask if there were any suggestions how we could get the lad out of the fix he was in:D

Conference hey? Well my company organises conferences http://www.managementevents.com Could you have been coming to one of my conferences? I think now we are clutching at straws!

dude you'v been smokin some serious sh*t tonight! Or was it YOU who pushed me on the train

Note to self, never get on the wrong side of Havard especially getting off the train to London Bridge Rob - after what has happened today your synopsis could be completely possible!

Just to clarify I am not about to die or meet my maker in any type of 'fashionable' death.

take what dude? Well got home fine, it started rissing with pain when I got out of the station and I got drenched, but that happens fairly regularly. My wife winged and moaned when I got indoors - but that happens fairly regularly.

....the fact he hasnt played the race card or been pro-black this and pro-black that (like others who have tried) puts him in a good position

old bomex bumpers were made from polyureathane (sp) and were pretty good quality, I heard they now AFAIK come in fibreglass (not copies) and are not as good.