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The mkiv Supra Owners Club

House Insurance


Matt Harwood

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Just to let people know. We've just had to renew our house insurance. Initially I used confused.com's website, (which I have to say was longwinded, but worked quite well).

Anyway, Barclays came out the cheapest, AND had one of the best covers available, (I don't always go directly for the cheapest). Confused.com's link to purchase the insurance was a duff link, so I went directly to Barclays site and saved myself another £20!

Anyway, seeing as Barclays have knocked of £80+ pounds from our previous insurance company and were £25 cheaper than all the others, AND offered monthly installments at no extra cost, I thought I'd give them a quick plug.

 

For anyone about to require home insurance, I'd certainly recommend getting an online quote from http://www.personal.barclays.co.uk/BRC1/jsp/brccontrol?site=pfs&task=channelFWgroup&value=7391&target=_self

 

:D :D :D

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Er, then you probably don't want to hear my experiences following our house fire on the 30th December :( We've been with Barclays for years, and this is the first (and hopefully only) claim. Took them two weeks to even agree to accomodation, let alone sort it !

 

The house still isn't cleared and so building works can't start either and it's now almost two months ago. They've been rubbish at just about everything :( Workers walked off of site because of not getting paid, house left insecure, oh there's loads of it :(

 

Now this may be just one bad experience in a world of good ones, but gotta tell it like it is.

 

To be fair, it's not Barclays themselves but the loss adjusting firm they employ.

 

Sorry to mention this after you've paid up !

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On a slight :hijack: my insurers brokers (Swinton) offered a cut-priced home repairs cover option when I last renewed so I took them up on it. The actual premium PLUS the extra cover was lower than I paid the year before so it seemed like a no-brainer. I suspect it will be more dear next year. Sprat to catch a mackrel, so to speak.

 

Anyone had any experience with these deals? They are supposed to cover callouts and repairs for breakdowns of essential equipment like central heating and boilers. I'm pretty sure I read the small print and it seemed worth having.

 

After having a hot water tank split after hours on the Thursday night before a bank holiday weekend, I don't want to have to call an emergency plumber out ever! :)

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sorry to hear of your house fire hope it all gets sorted .

we have been with the halifax for years , house and contents .

we have never claimed for anything , but the premiums kept going up , and because we payed it with the mortgage we didnt notice .

when i pointed this out to them they didnt want to know , so i told them to stick it , and the barclays promotion came through the door the next day .

just hope i dont need to claim

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To be honest, I've never made a claim that went through with ease. It's nearly a year on from having a guy hit me whilst I was stationary in a queue of traffic, and whilst the car has been repaired, we still haven't got our excess back. - That's Direct line.

I had a Ferrari stolen from work a few years back. The thieves broke in to the building and used a brand new unregistered Mercedes to ram-raid thair way back out of the shutter door, before driving off in the Ferrari. The insurance company at the time tried every possible angle to not pay out, and even suggested going down a route that would have left us bankrupt. - That was Cornhill. - That year I was paying just over £2.3k for company insurance. After that claim, they quoted £11.5k to renew. I went with Norwich Union after that and have been with them ever since..... Until we need to make a claim and they mess me about. ;)

 

All I really look for is what I class to be reasonable cover for reasonable money.

I've had 10 years with no claims on house insurance, 2 claims on car insurance in 18 years, and 1 claim on business insurance in 7 years. So I'm not really a phantom insurance claimer, but I'm sure any insurance company will try their hardest to wriggle out of any claim. :rolleyes:

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  • 8 months later...
sorry to hear of your house fire hope it all gets sorted .

we have been with the halifax for years , house and contents .

we have never claimed for anything , but the premiums kept going up , and because we payed it with the mortgage we didnt notice .

when i pointed this out to them they didnt want to know , so i told them to stick it , and the barclays promotion came through the door the next day .

just hope i dont need to claim

 

I'm surprised they didn't offer you the chance of a new quote. I find that with all insurance if you don't shop around yearly the price always drifts up. Especially if its with your mortgage payment as you won't know the monthly amount.

 

Good thing about Halifax home insurance is it doesn't have a limit on what it pays out. Its unlimited cover they don't cap your contents at say 40k like some companies.

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Er, then you probably don't want to hear my experiences following our house fire on the 30th December :( We've been with Barclays for years, and this is the first (and hopefully only) claim. Took them two weeks to even agree to accomodation, let alone sort it !

 

The house still isn't cleared and so building works can't start either and it's now almost two months ago. They've been rubbish at just about everything :( Workers walked off of site because of not getting paid, house left insecure, oh there's loads of it :(

 

Now this may be just one bad experience in a world of good ones, but gotta tell it like it is.

 

To be fair, it's not Barclays themselves but the loss adjusting firm they employ.

 

Sorry to mention this after you've paid up !

 

 

 

 

from my experience, all insurance companies do is try to figure out ways to not pay out!

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