MRX Posted January 4, 2008 Share Posted January 4, 2008 Anyone use one that they can recommend? Currently I don't have any credit cards and I keep running in to problems paying for stuff online. I though one of these may help with not getting in to debt... Cheers Link to comment Share on other sites More sharing options...
stevie_b Posted January 4, 2008 Share Posted January 4, 2008 I'm not sure such a thing exists, does it? Surely that would just be a debit card. A credit card will always provide goods etc on credit, meaning you pay for them after making the purchase. Someone who knows more than me may be along soon...... Link to comment Share on other sites More sharing options...
ShamelessTT Posted January 4, 2008 Share Posted January 4, 2008 As above! Credit card is using money you aint got.....if you got it use a debit card. Link to comment Share on other sites More sharing options...
tooquicktostop Posted January 4, 2008 Share Posted January 4, 2008 I hear Talksport go on about a pre paid credit card and it needs no bank account or credit search you just load it with cash like a mobile phone top up card, very safe as well i am told Link to comment Share on other sites More sharing options...
tbourner Posted January 4, 2008 Share Posted January 4, 2008 What's the point though? Just use a bank? Link to comment Share on other sites More sharing options...
steb9780 Posted January 4, 2008 Share Posted January 4, 2008 I have seen on. I think it's run in conjunction with the Mirror newspaper IIRC. Worth doing a search for maybe? Link to comment Share on other sites More sharing options...
AndyT Posted January 4, 2008 Share Posted January 4, 2008 Anyone use one that they can recommend? Currently I don't have any credit cards and I keep running in to problems paying for stuff online. I though one of these may help with not getting in to debt... Cheers Good idea for internet purchase. You can load a normal credit with whatever amount. Of course you need to resist temptation then. Link to comment Share on other sites More sharing options...
steb9780 Posted January 4, 2008 Share Posted January 4, 2008 There you go, might be of some use. The Mirror card is called quidity, I am sure I have heard of the Tuxedo one too. http://www.which-prepaid-card.co.uk/features/uk-pre-paid-cards.html Link to comment Share on other sites More sharing options...
MRX Posted January 4, 2008 Author Share Posted January 4, 2008 http://www.moneysupermarket.com/cards/cardsresults.asp?Feature=Prepaid You just load them with cash and it means you can pay for stuff that only use Visa/Maestro etc... My bank account doesn't have any switch/visa etc facilities so this looked like a good option. Just wasn't sure which one to go for?? Link to comment Share on other sites More sharing options...
stevie_b Posted January 4, 2008 Share Posted January 4, 2008 http://www.moneysupermarket.com/cards/cardsresults.asp?Feature=Prepaid You just load them with cash and it means you can pay for stuff that only use Visa/Maestro etc... My bank account doesn't have any switch/visa etc facilities so this looked like a good option. Just wasn't sure which one to go for?? I didn't know that, every day's a school day Link to comment Share on other sites More sharing options...
Gaz Walker Posted January 4, 2008 Share Posted January 4, 2008 http://www.entropay.com Pre-paid Visa card. Completely free to setup, no hassle etc etc. Its a UK company and FSA regulated. They charge 4.5% on whatever you "load" onto the card, no other charges at all, even for multi-currency transactions. Gaz. Link to comment Share on other sites More sharing options...
Supragal Posted January 4, 2008 Share Posted January 4, 2008 Just a thought... if you have a normal credit card you can over pay it so you are in credit then use that? Link to comment Share on other sites More sharing options...
MRX Posted January 4, 2008 Author Share Posted January 4, 2008 http://www.entropay.com Pre-paid Visa card. Completely free to setup, no hassle etc etc. Its a UK company and FSA regulated. They charge 4.5% on whatever you "load" onto the card, no other charges at all, even for multi-currency transactions. Gaz. Thanks Gaz, i'll give that a looky..! Just a thought... if you have a normal credit card you can over pay it so you are in credit then use that? Thats my problem Supragal, I dont have a normal credit card. Link to comment Share on other sites More sharing options...
penguin Posted January 4, 2008 Share Posted January 4, 2008 yep, these cards require no setup etc - load up the cash and use.... Link to comment Share on other sites More sharing options...
wHIZz Posted January 4, 2008 Share Posted January 4, 2008 Just a thought... if you have a normal credit card you can over pay it so you are in credit then use that? I heard something recently about that, apparantly the CC companies frown against people doing that (called negative equity or something??).... even more interesting is I think they refer to some FSA regulation or something when telling you that you can't "load your card up" with credit....... or something like that wHIZz Link to comment Share on other sites More sharing options...
Recommended Posts
Please sign in to comment
You will be able to leave a comment after signing in
Sign In Now