CJ Posted September 8, 2011 Share Posted September 8, 2011 I still bank with Santander in the UK and have never had any issues - until now. I tried to access my account yesterday via the online banking service and kept getting an error message saying that there were no accounts associated with the details I was inputting. As I had used the service the day before, I assumed this was just a technical hitch and went back to try today only to have the same problem and so I called customer service and after giving them my details, they say they cannot find any record of my account . They asked if I had recently closed my account etc and are now going to ring me back. To be honest, I am a little concerned as whilst there was not a huge amount of money in the account (well, over 500.00 but not huge), I would hate to think I am the victim of some type of scam. The only online (or other) purchase I have made recently is flight tickets from a reputable company (albeit Greek) but surely someone would not have had enough info off that to be able to close (and fleece) my account? Link to comment Share on other sites More sharing options...
Scott Posted September 8, 2011 Share Posted September 8, 2011 Sounds like a mixup rather than fraud bud. If its fraud its an inside job. Fingers crossed they get back to you Link to comment Share on other sites More sharing options...
stevie_b Posted September 8, 2011 Share Posted September 8, 2011 I would guess someone has fat-fingered something at the bank. It takes time (and signatures on pieces of paper) to close a bank account, so I don't think scammers would be able to do it over the internet without using some very advanced hacking techniques. If it is possible to do this over the internet, I don't think your account balance was big-time enough for them to bother (no offence, they wouldn't bother with mine either!) I would be going into a branch of Santander (do they have much of a presence in Greece?) and speaking to someone face to face. There *must* be transaction records that provide evidence of the account having existed. Once you've proven it existed, you can then ask them, "Can you show me a copy of the completed and signed form giving my authorisation to close the account?" Link to comment Share on other sites More sharing options...
CJ Posted September 8, 2011 Author Share Posted September 8, 2011 Sounds like a mixup rather than fraud bud. If its fraud its an inside job. Fingers crossed they get back to you If it's an inside job then I have 3 main suspects as my Ex wife and both sons work for Santander Link to comment Share on other sites More sharing options...
CJ Posted September 8, 2011 Author Share Posted September 8, 2011 I would guess someone has fat-fingered something at the bank. It takes time (and signatures on pieces of paper) to close a bank account, so I don't think scammers would be able to do it over the internet without using some very advanced hacking techniques. If it is possible to do this over the internet, I don't think you're account balance was big-time enough for them to bother (no offence, they wouldn't bother with mine either!) I would be going into a branch of Santander (do they have much of a presence in Greece?) and speaking to someone face to face. There *must* be transaction records that provide evidence of the account having existed. Once you've proven it existed, you can then ask them, "Can you show me a copy of the completed and signed form giving my authorisation to close the account?" No presence at all out here unfortunately but I am lucky as I have family (see previous post) who work at Santander and they are on the case too. Link to comment Share on other sites More sharing options...
Scott Posted September 8, 2011 Share Posted September 8, 2011 If it's an inside job then I have 3 main suspects as my Ex wife and both sons work for Santander I just let out a laugh yelp, getting funny looks now Link to comment Share on other sites More sharing options...
CJ Posted September 8, 2011 Author Share Posted September 8, 2011 I just let out a laugh yelp, getting funny looks now Link to comment Share on other sites More sharing options...
Lbm Posted September 8, 2011 Share Posted September 8, 2011 No presence at all out here unfortunately but I am lucky as I have family (see previous post) who work at Santander and they are on the case too. Case closed, surely Col Hope you get a satisfactory answer soon. Link to comment Share on other sites More sharing options...
CJ Posted September 8, 2011 Author Share Posted September 8, 2011 Just heard from the Ex and apparently some cretin at probate inadvertently deleted my account and they will now have it reinstated within 48 hours. She suggested screaming blue murder and claiming compensation! Link to comment Share on other sites More sharing options...
Scott Posted September 8, 2011 Share Posted September 8, 2011 Told you it was an inside job Did you not say you had 50k in there? Link to comment Share on other sites More sharing options...
Charlotte Posted September 8, 2011 Share Posted September 8, 2011 Did you not say you had 50k in there? I think that's what I heard. Hope you get it sorted promptly - all rather annoying and time consuming having to deal with banks these days. Link to comment Share on other sites More sharing options...
ronttuk Posted September 8, 2011 Share Posted September 8, 2011 Im Rons wife and i work in a bank, this isnt good enough they should be able to reinstate it straight away you also want to make a complaint for compensation due to stress loss of interest and phone calls, if they dont cough up tell them you will write to the ombudsmen and if they investigate the case it will cost the bank at least £350 per case!! Dont know if this will help but dont let the buggers get away with it. Link to comment Share on other sites More sharing options...
stevie_b Posted September 8, 2011 Share Posted September 8, 2011 As Ron's wife said, 48 hours is a large delay when so much of modern life revolves around one's current account. Link to comment Share on other sites More sharing options...
CJ Posted September 8, 2011 Author Share Posted September 8, 2011 Im Rons wife and i work in a bank, this isnt good enough they should be able to reinstate it straight away you also want to make a complaint for compensation due to stress loss of interest and phone calls, if they dont cough up tell them you will write to the ombudsmen and if they investigate the case it will cost the bank at least £350 per case!! Dont know if this will help but dont let the buggers get away with it. Thank you for the info - thats very helpful. TBH, with everything else going on at the moment, the last thing I need is more hassles like this - methinks the buggers should pay! Link to comment Share on other sites More sharing options...
CJ Posted September 8, 2011 Author Share Posted September 8, 2011 As Ron's wife said, 48 hours is a large delay when so much of modern life revolves around one's current account. Plus, they have not rang me back yet. I got this info via my ex and a text to me here in Greece. Link to comment Share on other sites More sharing options...
CJ Posted September 9, 2011 Author Share Posted September 9, 2011 Now sorted and account reinstated. Plus a bully bonus of 250.00 sterling for my hassle Link to comment Share on other sites More sharing options...
ronttuk Posted September 9, 2011 Share Posted September 9, 2011 Glad you got it sorted out and that they coughed up as well Link to comment Share on other sites More sharing options...
Scott Posted September 9, 2011 Share Posted September 9, 2011 Excellent, is that 50,250 in the account now then? Do I get a helpers fee? Link to comment Share on other sites More sharing options...
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