DBR Posted July 5, 2006 Share Posted July 5, 2006 Hi all just a qucikie, whats a 'cat d' write off?.... anything to worry about when buying a car.....? i have seen a couple of 'cat c' write offs nocking around that never seem to get sold, any sort off write off seems to be a turnoff for buyers, there was a 'cat c' uk tt manual for £7-8k on 60k miles on pistonheads for a while that never got sold a while back............ does it seriously deteriate the value off the car that much? thanks Link to comment Share on other sites More sharing options...
jamesmark Posted July 5, 2006 Share Posted July 5, 2006 I am sure a CAT D has been a write off but someone has bought it and repaired it to a standard, but TBH any insurance job cars never really feel the same best saving your pennies and getting a proper one that has got no history in write offs Link to comment Share on other sites More sharing options...
Sean1933 Posted July 5, 2006 Share Posted July 5, 2006 Basically here is the differences: CAT D: Car is repairable, but would cost more than 60% of the pre accident value, but less than 100%. No chassis Damage. CAT C: Car is repairable, but would cost more than vehicle is worth. No Chassis Damage. Needs a VIC (vehicle identity check) before you can get your hands on the V5. CAT B: Chassis damage. Can on only be sold for parts, must never go back on the road. CAT A: Fire or Flood damage. MUST be crushed. If i was going to buy a previous Total Loss car, i would only buy a previous CAT D, because its repairable and doesnt need a VIC which is an arse as there are only about 10 testing stations in the UK. If your going to buy a previous total loss car then get a certified engineer to inspect to confirm repaired properly, costs about £60-100 ish. I have tel numbers if interested. Any more questions just PM me. Link to comment Share on other sites More sharing options...
Ark Posted July 5, 2006 Share Posted July 5, 2006 Category D - Repairable. Probably non-structural damage. May have been economic to repair, but insurer doesn't want to. Taken from: http://www.motorcycle.co.uk/insurance_write_off.htm Link to comment Share on other sites More sharing options...
Robert Posted July 5, 2006 Share Posted July 5, 2006 i had a CAT C supra and it was fine, jsut have to make sure it was all repaired well. It will effect re-sale price tbh as most people dont wanna know but there are some bargins to be had. Link to comment Share on other sites More sharing options...
Bobbeh Posted July 5, 2006 Share Posted July 5, 2006 The only problem with owning an insurance write off is that no one else wants it.. I'm sure the car could be sound as a pound but its only the re-sale value that would make you think about it. Link to comment Share on other sites More sharing options...
mathew Posted July 5, 2006 Share Posted July 5, 2006 regarding the cat D category im sure ive seen cars which have been stolen and then classed as cat D although they did not sustain any damage or was the advertiser trying to pull a quick one? Link to comment Share on other sites More sharing options...
Guest RichJ Posted July 6, 2006 Share Posted July 6, 2006 regarding the cat D category im sure ive seen cars which have been stolen and then classed as cat D although they did not sustain any damage or was the advertiser trying to pull a quick one? Sound like the advertiser was trying to pull a quick one to me. If it was stolen and recovered undamaged before the insurance was paid out then it would be passed back to the owner. If it was stolen and recovered undamaged after the insurance was paid out then surely it would make sense for the insurance company to just auction it off and not devalue it by making it a write-off? Link to comment Share on other sites More sharing options...
lambertpig Posted July 6, 2006 Share Posted July 6, 2006 i had a CAT C supra and it was fine, jsut have to make sure it was all repaired well. It will effect re-sale price tbh as most people dont wanna know but there are some bargins to be had. same here i have a cat c uk supra. its all down to the quality of the repair .the panal fit and paint on my car are as good as new in fact better paint than most new mercedes. all it meant to me was a cosmeticaly perfect car with a few new mechanical parts at a saving of £2000 pounds on the value. but its true you have to be carefull as every car is different. there are lots of badly repaired cars which are not recorded where as i have a fully documented photographic history of my repair. i also have a audi 2.5 tdi cat d which i have had for 4 years which was written off in while i owned it(not by me) this also looks years newer than its age and has lots of new bonus bits( rad ,fans ,pumps etc) again great car no probs Link to comment Share on other sites More sharing options...
lambertpig Posted July 6, 2006 Share Posted July 6, 2006 Sound like the advertiser was trying to pull a quick one to me. If it was stolen and recovered undamaged after the insurance was paid out then surely it would make sense for the insurance company to just auction it off and not devalue it by making it a write-off? insurance companies dont always take the cheapest route. with my audi iwas paid 3250 as a write off which they let me buy back for £250(i couldnt beleive it i would have paid £700-900) it then cost me only £500 to repair to a better than pre accident condition ok i wasnt a main agent repair but i did none of the work myself just found the right paintshop/garage win win win Link to comment Share on other sites More sharing options...
DBR Posted July 6, 2006 Author Share Posted July 6, 2006 cheers for all your help so far guys, i think it might be ok to buy if its cheap enough! thanks dbr Link to comment Share on other sites More sharing options...
Guest RichJ Posted July 6, 2006 Share Posted July 6, 2006 insurance companies dont always take the cheapest route. with my audi iwas paid 3250 as a write off which they let me buy back for £250(i couldnt beleive it i would have paid £700-900) it then cost me only £500 to repair to a better than pre accident condition ok i wasnt a main agent repair but i did none of the work myself just found the right paintshop/garage win win win I agree, insurance companies dont really seem to care most of the time, if they spend more money then they just stick the premiums up! Although I dont see even them being dumb enough to write off an undamaged car. Link to comment Share on other sites More sharing options...
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