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The mkiv Supra Owners Club

What is it with insurance?


tbourner

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Getting a quote on the Rover100 we're getting, on confused, moneysupermarket and compare the meerkat I got a quote for 3rd party only, then I tried it fully comp and it was cheaper! :blink: Then I tried 3rd party F&T and that was even cheaper again!! On all 3 sites the same thing!!!! How come 3rd P F&T is the cheapest, followed by fully comp followed by 3rd P only? :confused:

 

Also, why on earth can't you use NCB more than once, I mean; it's a discount applied because I'm low risk because I haven't claimed for X years, why does that not apply on ALL my cars? :stickpoke

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My personal favorite bit of bell endery, is that its neigh on impossible to get insured for the test driving of private sale vehicles for someone under the age of 25. So me being the law abiding kinda guy i am end up buying from dealers all the time. Between them, the insurance companies and the government, I have developed a bad back from bending over so much.

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Getting a quote on the Rover100 we're getting, on confused, moneysupermarket and compare the meerkat I got a quote for 3rd party only, then I tried it fully comp and it was cheaper! :blink: Then I tried 3rd party F&T and that was even cheaper again!! On all 3 sites the same thing!!!! How come 3rd P F&T is the cheapest, followed by fully comp followed by 3rd P only? :confused:

 

Also, why on earth can't you use NCB more than once, I mean; it's a discount applied because I'm low risk because I haven't claimed for X years, why does that not apply on ALL my cars? :stickpoke

 

see if you can get "mirrored" insurance. ;)

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The best bit is that you can't use your no claims on more than one vehicle. However if you were to have a claim, then you have to declare it on all your policies, effectively wiping out all the individual NCB you've collected on ALL your multiple policies :banghead: Double standards no?

 

Mike

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