Current accounts with benefits

[imi]

A lot of current accounts offer services such as:

 

- Travel Insurance

- Car Breakdown cover

- Extra Warranty on items

- Domestic breakdown

 

etc...etc

 

Anyone of you that have subscribed to any of these "premier" bank accounts would care to share their experiences; are they worth the monthly extra charge?

 

I have looked at:

 

Barclays Premier / addition plus

Lloyds TSB

A&L

RBS

 

Ideally I would like one with:

 

Worldwide Travel insurance

European Car Breakdown cover

Domestic breakdown cover (something that could replace the £35 that I am paying British gas per month)