how_supra Posted October 11, 2006 Share Posted October 11, 2006 What insurance group are the NAs in? Link to comment Share on other sites More sharing options...
SuperSupra Posted October 11, 2006 Share Posted October 11, 2006 19 I'm 99% sure mate Link to comment Share on other sites More sharing options...
michael Posted October 11, 2006 Share Posted October 11, 2006 42 Link to comment Share on other sites More sharing options...
how_supra Posted October 11, 2006 Author Share Posted October 11, 2006 I've just been told by the finance company that whilst I've been approved for finance that they only finance cars who's insurance group is lower than 17. WTF? I spoke to sky and they didn't understand either? Link to comment Share on other sites More sharing options...
SuperSupra Posted October 11, 2006 Share Posted October 11, 2006 I've just been told by the finance company that whilst I've been approved for finance that they only finance cars who's insurance group is lower than 17. WTF? I spoke to sky and they didn't understand either? Sounds ridiculous if you ask me. What company is it if you don't mind my asking? Link to comment Share on other sites More sharing options...
how_supra Posted October 11, 2006 Author Share Posted October 11, 2006 I don't know to be honest, the finance company the garage uses. I'm still waiting to hear back from mine. But its stupid. Why would a garage sell cars with high insurance group, if the finance company won't do the finance on it? Link to comment Share on other sites More sharing options...
how_supra Posted October 11, 2006 Author Share Posted October 11, 2006 Parker says TT are in insurance group 19, but I know theres the whole import and uk car thing. Link to comment Share on other sites More sharing options...
how_supra Posted October 11, 2006 Author Share Posted October 11, 2006 also doesn't insurance group tend to vary depending who you speak too? Link to comment Share on other sites More sharing options...
SuperSupra Posted October 11, 2006 Share Posted October 11, 2006 I don't know to be honest, the finance company the garage uses. I'm still waiting to hear back from mine. But its stupid. Why would a garage sell cars with high insurance group, if the finance company won't do the finance on it? Sounds like a load of rubbish to me, but I don't know why they would say that. A company cannot possibly refuse finance on a car purely based on the insurance costs, it just doesn't make sense! Maybe find out who the finance company is and speak to them, I smell bulls**t. Link to comment Share on other sites More sharing options...
SuperSupra Posted October 11, 2006 Share Posted October 11, 2006 also doesn't insurance group tend to vary depending who you speak too? No, only if they get the model wrong like Elephant tend to do most of the time Link to comment Share on other sites More sharing options...
Steviekid Posted October 11, 2006 Share Posted October 11, 2006 You'll probably get a far better deal getting a loan elsewhere rather than the garage's finance deal anyway! Link to comment Share on other sites More sharing options...
how_supra Posted October 11, 2006 Author Share Posted October 11, 2006 well thats all very naff I have to say. Just left a message with the dealership to find out who it is. Link to comment Share on other sites More sharing options...
SuperSupra Posted October 11, 2006 Share Posted October 11, 2006 You'll probably get a far better deal getting a loan elsewhere rather than the garage's finance deal anyway! Very true, rather than paying 45% APR like a certain someone I arranged a loan for a while ago. Link to comment Share on other sites More sharing options...
SuperSupra Posted October 11, 2006 Share Posted October 11, 2006 well thats all very naff I have to say. Just left a message with the dealership to find out who it is. Good stuff. Certainly doesn't make sense what they're telling you so definitely look further into it! Link to comment Share on other sites More sharing options...
how_supra Posted October 11, 2006 Author Share Posted October 11, 2006 True, but two points, I prefer to keep cars on HP, purely because when I sell the car I will pay the HP off, otherwise I won't and secondly i haven't got the best credit history [ex student and all that]. Link to comment Share on other sites More sharing options...
Conrad Posted October 11, 2006 Share Posted October 11, 2006 I'd def get a personal loan with a better rate, just promise yourself you'll pay off the loan if you ever sell the car! Easier said than done I know though:d Then buy an NA private or if you can afford it a TT. How much does the garage want for the NA? Link to comment Share on other sites More sharing options...
how_supra Posted October 11, 2006 Author Share Posted October 11, 2006 I'd def get a personal loan with a better rate, just promise yourself you'll pay off the loan if you ever sell the car! Easier said than done I know though:d Then buy an NA private or if you can afford it a TT. How much does the garage want for the NA? This one Link to comment Share on other sites More sharing options...
Conrad Posted October 11, 2006 Share Posted October 11, 2006 This one Looks a very nice example! As for the insurance group thing who knows? I can kinda understand the finance company wanting to protect their interests but if the car's insured and you pass the credit search then what's the problem? Can't see the dealer bullshiting you either, he'd be losing trade. Are they willing to take your FTO in PX? Link to comment Share on other sites More sharing options...
how_supra Posted October 11, 2006 Author Share Posted October 11, 2006 Already discussed the FTO and PX value etc. Its all been done. Its just a case of waiting for the approval from the finance company [and fixing my car now ] Link to comment Share on other sites More sharing options...
Conrad Posted October 11, 2006 Share Posted October 11, 2006 Well if you cant get the finance ask the chap if you can secure the car with a deposit while you arrange a loan. It might take an extra week to sort the money but if this is the Sup for you then it's worth the wait. Oh and as for the FTO, charge the battery up and drive it straight to the dealer - don't worry about changing the alternator. That's what p/x's are for! Link to comment Share on other sites More sharing options...
how_supra Posted October 11, 2006 Author Share Posted October 11, 2006 Well if you cant get the finance ask the chap if you can secure the car with a deposit while you arrange a loan. It might take an extra week to sort the money but if this is the Sup for you then it's worth the wait. Oh and as for the FTO, charge the battery up and drive it straight to the dealer - don't worry about changing the alternator. That's what p/x's are for! Nah my battery is royally fooked, its under warranty anyway. Link to comment Share on other sites More sharing options...
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