w41k3r Posted May 14, 2009 Share Posted May 14, 2009 when isuring your car can you insure it at another family members house if you stay there but dont live there as my grans ill and im looking after her shes in scotland and im in england ive looked into insuring my car at hers as she says its fine and it comes out alot cheaper any ideas on this is it allowed it would be alot better with my petrol costs Link to comment Share on other sites More sharing options...
AlanM Posted May 14, 2009 Share Posted May 14, 2009 Where is your residence, you either reside at your Grans address or you don't? Link to comment Share on other sites More sharing options...
Scoboblio Posted May 14, 2009 Share Posted May 14, 2009 Where is your residence, you either reside at your Grans address or you don't? What about duel residency? Lots of people have two homes and there's nothing dodgy about it. Link to comment Share on other sites More sharing options...
AlanM Posted May 14, 2009 Share Posted May 14, 2009 I don't think he is claiming dual residancy though Link to comment Share on other sites More sharing options...
TrickTT Posted May 14, 2009 Share Posted May 14, 2009 Most insurers ask where your car is kept overnight, mine is, for most of the year, in the secure works car park and thats what i tell my insurance. How would you go about proving your car spends most of the time at your grans house in the event of a claim. Link to comment Share on other sites More sharing options...
w41k3r Posted May 14, 2009 Author Share Posted May 14, 2009 well i could be going up weekly so it would be up there half week and down here the other i do 4 on 3 off at work i wouldnt know how to prove it was just wondering if anyone else had done this if i could its a whole £1000 cheaper Link to comment Share on other sites More sharing options...
jacko Posted May 15, 2009 Share Posted May 15, 2009 a grand cheaper?! how much was it to start with?! Link to comment Share on other sites More sharing options...
Ark Posted May 15, 2009 Share Posted May 15, 2009 I thought it was down to the location you live most often. Visiting your gran once per week (for example) or even three nights per week doesn't count because you spend more time elsewhere. It's the same with naming the main driver - people think it's OK to name "mum" as the main driver on the 17 y/o kids car. Clearly she's not the main driver, so you're providing false information that the insurance company can use as an excuse not to pay out if it ever came to it. One for Sky to answer, as our resident insurance bods I think. Link to comment Share on other sites More sharing options...
n boost Posted May 15, 2009 Share Posted May 15, 2009 Nothing wrong with that, as long as the insurance knows where the car is MAINLY parked and have been informed of the situtation then shouldn't really be any problems. Link to comment Share on other sites More sharing options...
w41k3r Posted May 15, 2009 Author Share Posted May 15, 2009 its around 1450 at the mo so its almost a 1000 cheaper im 23 with 5 yncb but still not cheap for me Link to comment Share on other sites More sharing options...
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