Non fault accident-deal direct or use claims company.

[n boost]

Had a guy drive into the back of my m3 yesterday while i was parked stationery at red lights.

Straight forward claim but the guys insurance company obviously want to deal direct with me and dont want me to use a claims company due to escalated costs.

What i need to know is if anyone can help is,

 

If i deal directly i.e no middle man then does that put the ball in there court as there is no middle man putting pressure on them i.e for value/ repair costs?

 

Will they offer less because there is no claims company involved?

 

I told them that i did not want the car repaired and that i would sell it off the way it is. They have said that i can have cash in loo for the amount it will cost to reair and can do what i like once the engineer has assessed car.

Can they decide not to offer this and force me to have car repaired?

 

The damage is not much but i have told them i dont want a damage repaired m3 as it will lose value regardless of whether it is light or heavy damage.

 

Any advice is well appreciated.

[Guest dangerousandy]

http://www.mkivsupra.net/vbb/showthread.php?t=149329

 

See this as alot of people have said use the accident management company.

[Rob]

They have said that i can have cash in loo .

 

 

That'll leave you flush then?

 

 

"in lieu"

[Pig]

DONT get cash in lieu. They will only give you the repair value less the VAT leaving you with a damaged car.

 

If the car is repairable you have no choice but to have it repaired.

 

If the 3rd party insurance company have already offered there services you may find an accident management company are not aloud to get involved.

If you want some advise from an accident management company give Caroline Howles a call on 08081567780 if you want someone very professional and pleasent to deal with. Tell her Jon Hudd has told you to call.

 

If the repair is carried out properly then it will not affect the value of your car because 99% of people will not be able to tell its been repiared.

Its also VERY important you insist the car is repaired by a BMW approved bodyshop.

I would suggest taking it to a BMW dealer and asking them to deal with it for you. They will prob put you in touch with accident ex. and go from there.

Feel free to call or PM for advise.

[n boost]

Thanks for your info guys.

I will also give caroline a ring and take it from there.