Snooze

This. I'm not normally one for foil hat wearing but this one, just days before the end of the year looks like WAY too much of a coincedence to me too.

What sort of mileage are you doing? If you're genuinely after 240+ hp, I'd be seriously tempted to drop the purchase cost to around the £20k mark and bank the rest of the cash to spend on petrol & running costs. But maybe that's just me?

Well - okay - but YOU have to be the one getting up every morning to feed it and take it for walkies.......

I've been investing heavily in Brazilian butterfly farms.

How did Darth Vader know what Luke had got him for Christmas? Because he felt his presence.

Ozrics is a great shout. Hats off to you, sir!

Tricky. I don't really think in terms of best bands - usually best songs or maybe albums if I must: 1) The Blue Aeroplanes 2) The Stone Roses 3) Teenage Fanclub 4) Ned's Atomic Dustbin 5) Blur

In the private sector, it's all justifiable - if you don't justify your salary, you don't keep your job. Simple as that. Public sector, this becomes a much more interesting question, as you have to balance the salary against the value to society. In this regard you can clearly see some issues with salary/value comparisons (eg. nurses?). Wouldn't like to guess what the person with the "highest" value to society is..... although I don't like it (and I'll probably get flamed to death for saying it!) the correct answer is probably senior politicians. To explain - I think the current political process is too heavyweight, beaurocratic, corrupt and expensive, and we probably all think we could do a better job, but I suspect that it's not true when it comes down to it - the good politicians who put the work in and manage to get things done despite the process are probably the pinnacle of true value to society. Personally - I believe that the top politicians are probably underpaid in truth. They earn many, many time less than their private sector counterparts - I think it would be fascinating if characters such as Richard Branson and Willie Walsh were in politics..... but I don't think they'd accept the massive pay cut!

Seven, mate! Ever thought you should maybe see somebody about your problem??

Nobody except Ford will be putting in heated front screens in their cars for some time yet, because they would have to pay Ford to be allowed to do it. Hurray for patents.

Khajit has no words for you. But if you bring Khajiit some moon sugar, Khajiit will be your friend.

Skyrim is definitely on my letter for Santa.

Enough with these lady-scented products. I'm on a horse.

Common recommendation is to have 3 months' of household income sat in some form of instant- or quick-access savings. I've found that this sort of buffer not only generates a little bit of money in earnings (although it's tough to keep up with inflation on most easy-access investments), but most importantly gives you an invaluable feeling of comfort and confidence. THAT should be your emergency fund, rather than relying on access to credit.

Crikey, Chris - at your age isn't it about time you knocked this ornithology lark on the head?