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gzaerojon
16-02-07, 00:07
wrote them a cheque dated 26/11/06


only just cashed it today :rolleyes:


ok fair enough i owed them ect ect but why wait this long?? the reason i'm pi$$ed off is that it's an old account and it just triggered me a £35 bank charge :(


small rant over
Glosphil
16-02-07, 00:10
wrote them a cheque dated 26/11/06


only just cashed it today :rolleyes:


ok fair enough i owed them ect ect but why wait this long?? the reason i'm pi$$ed off is that it's an old account and it just triggered me a £35 bank charge :(


small rant over

No wonder they had trouble if they didnt pay their cheques in lol
Gazboy
16-02-07, 00:19
I'd want that £35 back. If you write a check, you expect it to be cashed a max of 10 days later.
silvershark44
16-02-07, 00:22
I'd want that £35 back. If you write a check, you expect it to be cashed a max of 10 days later.

Lets face it, that isnt going to happen lol
Jake
16-02-07, 00:24
I'd want that £35 back. If you write a check, you expect it to be cashed a max of 10 days later.Up to 6 months, innit?
Bobbeh
16-02-07, 00:26
Its always a good idea to try and keep a little in reserve just incase.. so things like this dont happen. Surely its up to them to cash it when they want. I know its a pain for you.
sdavies
16-02-07, 00:37
Up to 6 months, innit?

I believe so - been semi stung by this before, not charged - but left with a great big WTF!?!? Hole in my account 5 months after writing a cheque... forensic accounting followed for the win!
Pete
16-02-07, 09:25
I hate cheques and avoid them for these very reasons. I forget about them then suddenly a wodge of money disappears.
Lewis
16-02-07, 09:29
No longer date limits on cheques. I cashed one that I found which was 4 years old lol.

It was from my nan so I warned her first :D
sdavies
16-02-07, 10:24
No longer date limits on cheques. I cashed one that I found which was 4 years old lol.

It was from my nan so I warned her first :D

Do you know if there actually is no time limit any more, or if you got lucky with the Cashier not noticing the date, and the amount not being big enough to raise any eyebrows when it was processed? ;)

I'll have to ask the missus now, she works in banking. Apparently lots of cheques go through the system that should never clear (wrong names, no signature, altered).
Max Headroom
16-02-07, 10:39
Im sorry but I feel this is unfair, do you write loads of cheques and make no provision to ensure that funds are available. A cheque is valid for 6 months and if it was an old account you should have ensured that the bank was aware that money was outstanding on the account.

I know MkIV stores has not been in the best light recently but this rant is unjustified and should be laid squarely at your door

rant over
GeordieSteve
16-02-07, 10:44
lol yeah I was gonna say you were in no hurry to tell them they hadn't taken payment ;) lol
ChrisR
16-02-07, 12:13
I used to work for NatWest and as far as i know its 6 months. I think the 4 year one was lucky. Some time agao we paid for a family meal by cheque, approx £100 and was never cashed. Probably 10 years ago.
Lewis
16-02-07, 12:21
oh well, cool lol, I obviously copped lucky.

Apologies for any mis-info
SupraAyf
16-02-07, 12:27
I'd want that £35 back. If you write a check, you expect it to be cashed a max of 10 days later.

My thoughts there too;)
AlanM
16-02-07, 12:41
Nah, you write a cheque, you expect it to be cashed and allow for that - sorry Jon
JODY T
16-02-07, 12:53
Im guessing this wasnt intentional Jon... Martins been trying to bring in all the money owed.. and you owed him...

I for one am sorry you incurred charges, you do know charges are illegal and there is a website that guides you how to get all charges ever taken to be refunded.. If you can be bothered with a few letters... I can find the website if you like...
redtwinturbo
16-02-07, 17:30
I for one am sorry you incurred charges, you do know charges are illegal and there is a website that guides you how to get all charges ever taken to be refunded.. If you can be bothered with a few letters... I can find the website if you like...

Really? I'd be very interested in that. Anyone else know anything about this/had any experience of it?
RobSheffield
16-02-07, 17:35
Really? I'd be very interested in that. Anyone else know anything about this/had any experience of it?

http://www.mkivsupra.net/vbb/showthread.php?t=69788
redtwinturbo
16-02-07, 17:38
Thanks Rob :thumbs:
Feakins
16-02-07, 17:41
Im sorry but I feel this is unfair, do you write loads of cheques and make no provision to ensure that funds are available. A cheque is valid for 6 months and if it was an old account you should have ensured that the bank was aware that money was outstanding on the account.

I know MkIV stores has not been in the best light recently but this rant is unjustified and should be laid squarely at your door

rant over



:yeahthat:

Write a cheque and leave money in their until it has been taken out. You must of thought you got away without paying.