dibbleyuk Posted December 13, 2006 Share Posted December 13, 2006 do sky cover you 3rd party on other vehicles that dont belong to you? anyone know just curious? my mum asked me the other nite if i could go put some petrol in her car i know lazy but i told her i wasnt covered but tbh i dont acturly know...! Quote Link to comment Share on other sites More sharing options...
psymon Posted December 13, 2006 Share Posted December 13, 2006 Yes. If your fully comp, and the car you are borrowing etc is fully comp then you are cover 3rd party F&T for that car. Quote Link to comment Share on other sites More sharing options...
dibbleyuk Posted December 13, 2006 Author Share Posted December 13, 2006 ooo anyone else know anything about this unfortuetly they wouldnt cover me full comp on my supra because of my age. Quote Link to comment Share on other sites More sharing options...
Golddigga Posted December 13, 2006 Share Posted December 13, 2006 You do need to be fully comp mate I'm afraid. There maybe an age restriction as well even if you are fully comp. BTW - Did you know that putting an experienced driver on your policy as a named driver can actually lower your premiums! I found this out when trying to get quotes before I got my Soop. Works with some insurers but not all ooo anyone else know anything about this unfortuetly they wouldnt cover me full comp on my supra because of my age. Quote Link to comment Share on other sites More sharing options...
dibbleyuk Posted December 13, 2006 Author Share Posted December 13, 2006 yer i have my mum on my policy with my subaru that made it cheaper didnt pup my mum on the supra because that was insured as my second car so fort it was different. Quote Link to comment Share on other sites More sharing options...
Ian W Posted December 13, 2006 Share Posted December 13, 2006 Most definitely need to be fully comp mate. In fact, my first year with them I was fully comp and i still wasn't covered on other cars (this was only added on my second year with them, probably as i turned 25). always make sure you check your OWN policy for this and don't take what other people say as going for everyone. Quote Link to comment Share on other sites More sharing options...
dibbleyuk Posted December 13, 2006 Author Share Posted December 13, 2006 no i wasnt going to just curious the scooby policy says i have to be over 25 to be able to do this. Quote Link to comment Share on other sites More sharing options...
Sheefa Posted December 13, 2006 Share Posted December 13, 2006 Another good way of reducing your premium is to add a female driver to the policy, your OWN policy that is. This worked for a mate of mine at work when he was quoted £75 less bu the NU after adding his girlfriend on. All around statistics of typical young male driver etc etc. Girl's are certainly good for something. Greg Quote Link to comment Share on other sites More sharing options...
Daston Posted December 13, 2006 Share Posted December 13, 2006 Well I have fully comp but it dosnt say I can drive anyone elses 3rd party. Could be due to age.......... Quote Link to comment Share on other sites More sharing options...
Safely Insured Posted December 14, 2006 Share Posted December 14, 2006 The driving other car extension says the policyholder may also drive with the consent of the owner thereof a motor car which does not belong to him/her and is not hire to him/her third party only cover. You do not get DOC automatically just because you have comp cover, and you do not have it excluded just because you are tpft. The cover you have has nothing to do with DOC. It is determined by your age (normally 25 plus) occupation and vehicle. There are exceptions to these rules so always check your certificate or with your broker before using the DOC extention. I have spoken to plently of people with IN10 convictions, who drove another car because they thought they had DOC because they were comp but did not. Quote Link to comment Share on other sites More sharing options...
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