bank charges [Archive] - The mkiv Supra Owners Club

suprasport

28-05-06, 18:18

definately :) its your money. just do exactly as in instructions and you are pretty certain to get your money back any problems have a look around the forum.
would be great if you registered and let them know how you get on when you win it helps them out helps them to get bigger and gives more people the confidence to take on the robbing @@@"":$%

suprasport

01-06-06, 18:34

over £40,000 sucessfully claimed back by customers and rising rapidly :)

suprasport

13-06-06, 19:54

over £65,000 sucessfully claimed back by customers and rising rapidly

RobSheffield

13-06-06, 20:06

oh my goodness

goldmine, i have registered, and im printing letters right now!

blueangel

13-06-06, 20:14

Ive paid the bank a small fortune this year alone but im crap with doing things like this how do i do it please. could you pm me and explain please

RedM

13-06-06, 20:18

Damn, I knew I shouldn't pay them on time.

GeordieSteve

13-06-06, 20:19

Barclays charge me £65 a time for trying to take money out the bank with nothing in. Madness

geoffvalenti

13-06-06, 20:50

Barclays charge me £65 a time for trying to take money out the bank with nothing in. Madness

Surely the madness, is trying to take the money out when you know full well you've got nothing in, realising that you're going to get charged another £65 :(

GeordieSteve

13-06-06, 20:51

Well the full story is my phone bill was coming out with nothing in my account (just bought a load of car parts and forgot to put money back in). Barclays refused to give them the money, charged me £35 administration then £30 because I was passed my overdraft coz they charged me the £35!

geoffvalenti

13-06-06, 21:06

suprasport

14-06-06, 09:27

hi all, there are some disgusting stories on there about banks charging, one person had her overdraft taken off her without any notice the day she had her monthly wages paid in, so they took all of her wages to pay her (unauthorised) overdraft.

it is so easy to do. take a look here www.consumercorner.co.uk.

get your money back and treat the supe :D

suprasport

14-06-06, 09:46

all i can say to all of you wether it is £30 or £12,000 (as is one case) register on the forum mention this forum in 'how id you find this site' and get your letters sent off. the letters are already written for you as templates, if you have to take them to court it costs you nothing as you claim costs back as well.

its your money and you will get it back. simple as that.
even if it is just £30 its better spent on 1/2 tank of petrol than on champagne by them :)

by the way it is not just banks, store cards, catalogues, loans, credit cards, phone companies, in fact any one that adds charges.

Thorin

14-06-06, 09:48

suprasport

14-06-06, 09:55

Sent my letter off a week ago, not heard anything yet. Mine's only for £300 though, not thousands like some people. I'm hoping because of that they'll just cough up and consider it not worth fighting :D

It also prompted me to send a letter to my previous employer demanding money back that I should be entitled to. Threatened them with legal action also... makes things quite interesting when your previous employer is the police. ;)

edit: Anyone else find the "template letters" poorly written? I re-did mine a bit but it gives you a good idea.

let me know what you changed as if you have found a mistake then i can rectify it, but these letters are working hands down. and are termed legally.

once again please register and mention the forum.

ps.you will probably find that they will fight it because they will be hoping you will get scared and back off.

Thorin

14-06-06, 10:03

I can't remember what username and password I used on the site so can't log in to access the document. It wasn't that anything was particularly wrong with it. Just bad grammar.

Kittyclaws

14-06-06, 11:08

I read somewhere that A&L was hit quite bad with letters and have had to refund etc, after which they sent letters out to the customers who sent the letters informing them they are closing their accounts,, Tossers

suprasport

14-06-06, 11:08

thats fair enough, at least your on your way to getting your money back :)

suprasport

18-06-06, 16:04

hi all,
would there be any chance of having a link from this site to the penalty charges forum for a short while so that people get to know about it, and let the word spread that you can claim your money back. it is 100% none profit and probably a great help to people on here, as i am sure it already has been to some.
just in case anybody is wondering. i havent been on here much because of an operation i have had an not been able to drive the supe for 6 months(apart from once when i risked it :) ) and it depressess me, reading about it. :rolleyes: have lost my business and the penaltycharges forum has helped me get out of a bad situation, so its close to my heart.
anyway just trying to say, still love the place and will be back soon.
anyhelp promoting the forum would be a major help, and much appreciated.

the code is here for link.

link for forum is here www.consumercorner.co.uk

Peejay

18-06-06, 16:58

Great stuff - will be looking into this heavily when I get back from my hols. Natwest must owe me in the region of 2k. If this works with my secured loan company as well they will owe me a stack as I was paying approx £390 in charges and interest each month when I fell into arrears. The account has been settled now but I was paying that for at least 12 months.

suprasport

18-06-06, 20:04

your money peejay. get it back

Whitesupraboy2

18-06-06, 20:12

suprasport, have you had any money back from this?

suprasport

18-06-06, 20:19

hi whitesupraboy2, yes i have, 1 paid up straight away, allthough i have taken two others to court, and they are just hoping i get bored and go away. (which i wont)
you will not lose they are breaking the law its as simple as that, and they will not go to court, because they cannot provide what we ask them for. and when they lost this would set a presidence that would open up the flood gates.
if they could win in court they would defend. they cant win and always settle up in full with your terms at the very latest before the court hearing. but on most occasions well before that.
it really is easy. with the help of the forum.

i should also add the main website www.consumercorner.co.uk (http://www.consumercorner.co.uk)

mods : hope i am doing nothing wrong here just trying to help people out

suprasport

19-06-06, 16:54

bump

MrRalphMan

22-06-06, 08:23

Started to go through this process for the brother-in-law.
He's running his own business and is having a bit of a struggle at the moment.
His back to help out has charged him a shed load of money in charges.

Hopefully this will give him the help he needs to turn things around.

Thanks SS.

PS will prob go through my charges and give it a go also.

Chiefgroover

22-06-06, 11:10

Excellent site, this post will probably put cash in the pockets of most of the members very shortly.

mr keef

22-06-06, 11:42

so even if i have an overdraft and went over it,and then got charged,i can still claim?:)

suprasport

22-06-06, 12:31

yep you certainly can, in fact any charge at all unless it is for a service such as setting up an overdraft or interest applied to genuine amounts. and it is not just banks and credit cards.
get yourself in there and start claiming.

mr keef

22-06-06, 12:36

suprasport

22-06-06, 14:56

over £6000 won back today

Thorin

22-06-06, 23:18

suprasport

23-06-06, 08:27

Got a letter from HSBC today saying, we think we're completely justified in charging what we do, and all the charges are laid out in the terms and conditions for your account, blah, blah, blah...

But we'll pay you all your money back :D

usual response they wont admit they were wrong, but they pay up as a goodwill gesture. how nice of them.
how many times have you ever known a bank to pay out thousands of pounds of their money that they have every right to keep, just to be nice.

:search:

well done thorin :d

suprasport

25-06-06, 09:50

www.consumercorner.co.uk has helped members to succesfully claim over £78,000 back as of yesterday

suprasport

07-07-06, 17:39

pleased to see quite a few of you are registering now and on the way to getting your money back. on monday i will be filing a judgement by default for £2030. and sending in the bailiffs to take their chairs and computers away lol. :trophy:

suprasport

24-07-06, 10:25

Over £100,000 claimed back successfuly, i have also started my own forum now, as the other one was getting out of hand with their members, so as we have very few mambers yet would be grateful for the support, and for those that have joind the other site, you can switch to mine :)
hope to see some of you claiming your hard earnt cash back very soon

keron

24-07-06, 11:12

So what sort of things can be claimed back in terms of credit cards? late payments, interest??, cant quite get my head around it!

suprasport

24-07-06, 11:21

hiya keron, any charge that is for a breach of contract. with any company.
for example. bounced direct debits. unauthorised overdrafts, late payments,

have a look in the forum itself there is loas of info in there www.consumercorner.co.uk/forum its amazing what you can claim for

suprasport

24-07-06, 11:48

Mortgages arrears and charges are a good one.

suprasport

24-07-06, 13:47

Bump

Thorin

24-07-06, 13:51

Bump

Hasn't it been bumped enough today already? It was only two hours since your last post.

Oh bugger now I've done it.

suprasport

24-07-06, 14:15

pmsl.
im not over on pc now mate, so you need to go to my tiny little sig at bottom. :)

Thorin

24-07-06, 14:29

pmsl.
im not over on pc now mate, so you need to go to my tiny little sig at bottom. :)

Your request to website http://www.consumercorner.co.uk/forum was denied because of its content categorization: "Sex;Adult Material" by Web-Gateway1

suprasport

24-07-06, 14:34

Your request to website http://www.consumercorner.co.uk/forum was denied because of its content categorization: "Sex;Adult Material" by Web-Gateway1

lol, not started the sex part yet :p

its working fine for everyone else.

try www.consumercorner.co.uk then click on members forum.

other than that im not sure

here is a direct link as well

http://consumercorner.co.uk/forum/index.php

suprasport

24-07-06, 17:50

sorry if i have bumped this a lot, was just wanting to get some members registered

GeordieSteve

24-07-06, 17:52

You've bumped this thread 5 or 6 times today. Slow down and people might sign up

EddyS

25-07-06, 13:06

suprasport

25-07-06, 13:24

I tried to get £75 back from Sainsburys for Credit Card charges, they replied saying that I had signed the terms and conditions and to stop moaning (not in those words). I cant be bothered to start court proceedings though. Never mind....it was worth a try.

they always reply with that hoping that you will not continue. this is their only defence. the court procces is simple especially online. tick a few boxes insert the template and press send :tongue:

its your £75 get it back :)

Dave

25-07-06, 18:44

just had a good look around this site BRILLIANT the banks havent got a leg to stand on in all the caes not one bank has gone to court they have all settled out of court. barclays -llyodds -abbey, im coming to get my money back .wheres that turbofit number

Dave

25-07-06, 18:46

I tried to get £75 back from Sainsburys for Credit Card charges, they replied saying that I had signed the terms and conditions and to stop moaning (not in those words). I cant be bothered to start court proceedings though. Never mind....it was worth a try.
dont be fobbed off the contract is iilegal go on the site. go in chat and ask they will guide you.
what the banks have to prove in court isthat it cost them 30 quid to bounce a cheque/direct debit etc. and they cant

suprasport

25-07-06, 19:25

just had a good look around this site BRILLIANT

thanks dave fiver is on its way ;)

anyway noticed you were talking to the ladies :p

suprasport

28-07-06, 16:27

excellent to see more of you guys coming to join, not posting much though. thats not like you lot :p must have done to good a job pre answeing your questions :d

suprasport

29-07-06, 09:49

I WON

IT DOES WORK :d :D

FULL STORY HERE (http://consumercorner.co.uk/forum/index.php?topic=116.15)

Feakins

29-07-06, 16:44

I agree that some charges are too high but I do think people should get some sort of penalty for spending money they haven't got. I'm sure alot of people spend until their card gets rejected and they don't care what their balance is.
I'm sure this is mainly the pikey scum so I think anyone with the brains to do one of these claims deserves their money back.

What penalty do you think the banks should enforce when people miss payments on say a credit card?? A letter?

suprasport

29-07-06, 17:13

hi feakin, pleased to see you have joined :)

please post in the forum as well, members are rising nicely but we are a bit short on content lol :p

i do agree that some people bring this on themselves but the charges we are claiming back are not particularly for spending money they havent got, as charges are generally for not providing a service as opposed to providing one.
ie. not paying a cheque or not paying a direct debit, fees for setting up overdrafts an the interest applied to that overdraft are totaly lawful and we do not contest this in the slightest.
if a bank was to honour a direct debit for instance when there were insufficient funds and then charged a fee for allowing this then once again i would agree as you are expecting someone else to pay your bills and should pay for that. as stated earlier the charges we are helping to claim back are for not providing a service, which with todays automated services and postal costs, would cost at the very most £2

hope this answers your question.

dee_rz

29-07-06, 17:31

Ive paid the bank a small fortune this year alone but im crap with doing things like this how do i do it please. could you pm me and explain please

can someone pm me the same info and i'll send them letters straight away :)

suprasport

29-07-06, 17:38

can someone pm me the same info and i'll send them letters straight away :)

just register on the forum in my sig and all the help is there along with all the template letters as well as any advice. and a step by step guide. all i ask is you post what your doing so other people learn and pick up on your experiences, but that bit is your choice.

Feakins

29-07-06, 17:40

Go onto the site provided mate theres legal forms you can send them. Yep I agree charges for unpaid items are silly. And also when you get a charge because of a charge. However when money is spent in say Sainsburys and its not in the account the banks sometimes have to honour this as it doesn't come out of the account straight away. Maybe all banks should do a totally free 50 pound overdraft as it seems silly when people get charges for going over a couple of pence. But then you'll always get the people who use that 50 every month just to spend.

Seems to be a lot of supra owners with charges!! Too much modding.

suprasport

29-07-06, 17:45

Seems to be a lot of supra owners with charges!! Too much modding.

:clap: :)

just think of all the mods when they get their money back

dee_rz

29-07-06, 17:46

i hardly ever get charge but i can recall a few and if i can get that money back i can't complain, i will register tommorrow and print everything out and send as i haven't got much time at moment.

Feakins

29-07-06, 17:50

Never been charged myself, but I do work at a bank :blink:

suprasport

29-07-06, 18:16

Never been charged myself, but I do work at a bank :blink:

HA HA a spy lol :d

Feakins

29-07-06, 18:26

You got me, I had to scout the forums to see what letters to expect!

suprasport

30-07-06, 17:47

You got me, I had to scout the forums to see what letters to expect!

lol dont worry i'll make sure you get plenty of practice :)

GeordieSteve

31-08-06, 20:27

Thought I'd pump this post... wrote to Barclays last week and received an apologetic letter within 2 days saying it had been passed on to head office. On Tuesday I received a letter from head office full of apologies and promising to sort it ASAP. They thanked me for informing them of their "mistake" and they'd be in touch no later than the 21st of Sept

GeordieSteve

31-08-06, 20:40

Oh yeah and they also refunded my £10 saying they don't charge for this service :)

Marco

31-08-06, 21:34

One of my collegues was getting lots of fines from his bank. He's going to try to get all the money back with help of this site. I'll let you know if he succeeds :)

suprasport

31-08-06, 21:39

hi, i have won against the repo company. got letter to sign them of the house today, also recieve a cheque for 2k from natwest business account for full payment. gained a default judgment against natwest business card as well they have paid up in full. :D

another member with a 9k claim has just been offered 4.5k she is rejecting the offer :p

MrRalphMan

02-09-06, 10:26

Brother-in-law has also just been offered half his claim.
Gonna find the next letter down the line for him.

Then I've gotta drag my lazy ass out of the arm chair and look through my statements... :)

suprasport

02-09-06, 10:43

Brother-in-law has also just been offered half his claim.
Gonna find the next letter down the line for him.

Then I've gotta drag my lazy ass out of the arm chair and look through my statements... :)

hi, nice one. has he started a court claim?

there is a choice of three letters refusiing the partial settlement.
let me know if you need help.
:)
site is getting bigger now covering loads more t6opics, and claiming back early redemption penalties on mortgages as well as tons of advice, on all sorts of issues, and tips on saving money. main site is www.consumercorner.co.uk

MrRalphMan

02-09-06, 12:37

Apparently they are claiming that the half they are not paying are in the Terms and Conditions.
Is this a normal tactic?
Will get a copy of the Letter tomorrow.

suprasport

02-09-06, 12:57

Apparently they are claiming that the half they are not paying are in the Terms and Conditions.
Is this a normal tactic?
Will get a copy of the Letter tomorrow.

they mean one of two things either:
they dont agree and its in the t&c's but here is a gesture of goodwill
or
the oft said £12 is fair so here is the rest.

either way its crap and you will get the lot :d

GeordieSteve

18-09-06, 18:45

Anyone have a copy of the letter to send when they don't get back to you by the required date?

suprasport

18-09-06, 19:01

Anyone have a copy of the letter to send when they don't get back to you by the required date?

Hi mate, is it for the statements or the demand for payment? you will find them both in the library section, if you have any problems let me know :)

GeordieSteve

18-09-06, 19:02

Just for the statements so far. I can't seem to find the library section :S

suprasport

18-09-06, 19:05

direct link to the letter (http://consumercorner.co.uk/forum/index.php?topic=513.0)

its actually called the information section, some good i am :( :tongue:

you may need to edit depending on your situation, if you post on cc i will gladly ammend it for you

GeordieSteve

18-09-06, 19:09

Top man thanks. They actually said I'd have a reply by the 21st so just a gentle reminder ;)

Pabs

18-09-06, 19:15

Just to let you all aware, I have a "colleague" at work (nuff said) who spends ALL day, and i literally mean ALL day, on the phone threatening to sue people/companies etc.

These companies are mainly banks who have charged him to go overdrawn. Yesterday he won £1500 from natwest, and every other case he has had, he has won hands down.

He has also taken the council to court over some parking tickets that he was issues about 4yrs ago - apparently some change in law means he can get his money back (and then some)

I wouldn't do it myself as a) too much effort and b) high blood pressure and you don't make friends that way!

GeordieSteve

20-09-06, 18:39

Offered me £245 as a partial refund. Busy telling them to whistle

GeordieSteve

21-09-06, 19:47

The consumercorner site is getting more confusing. Is there a part of the site detailing a time scale on what letter to send when?

GeordieSteve

23-09-06, 10:19

bump :shrug:

MrRalphMan

24-09-06, 19:08

Just issued the court claim online, will let you know how it goes.

GeordieSteve

29-09-06, 00:12

Anyone know the web site (not consumercorner) that was advertised on here? Consumercorner is no good compared to the other site. Could do with the advice from it

Thorin

29-09-06, 10:19

The other one wasn't much better, but I can't remember what it was. Suprasport editing the first post to plug his site.

suprasport

15-10-06, 12:25

Anyone know the web site (not consumercorner) that was advertised on here? Consumercorner is no good compared to the other site. Could do with the advice from it

Why not just ask me. ??? pm me here or on consumercorner, or just post a question on cc??? i was subscribed to this thread but didnt get notification for some reason.

as for the other site it was virtually run by me and 90% of questions answered by me. all the info you need is on consumercorner surley you dont need to be told to search.

Thorin obviously i am not going to plug a site that i disagree with.

All that i am doing is helping people.

GeordieSteve

15-10-06, 12:42

No offence intended, just the other site had step by step... much easier for us bafoons to understand ;) p.s. £975 owed by Barclays with the 8% on top ;)

suprasport

15-10-06, 12:50

No offence intended, just the other site had step by step... much easier for us bafoons to understand ;) p.s. £975 owed by Barclays with the 8% on top ;)

Hi, It was my step by step on other one :p

http://consumercorner.co.uk/forum/index.php?topic=61.0
i have taken it on board about it being confusing though and trying to make it easier to navigate now :)

but we cover far more than the others so sometimes gets a bit messy till we end up spring cleaning :search:

GeordieSteve

15-10-06, 12:54

Now that's easier to follow! Cheers :) Been given the whole microfiche bollocks from Barclaycard now grrrrr

suprasport

15-10-06, 13:10

Now that's easier to follow! Cheers :) Been given the whole microfiche bollocks from Barclaycard now grrrrr

if you hang on for a day or so the ico are going to announce that the abbey microfiche files are covered under the dpa, so will have some ammo to throw at all the banks :d

GeordieSteve

15-10-06, 13:11

Just used the contact that's on your forum ;) I'll hang fire before contacting the bank tho... cheers ;)

suprasport

15-10-06, 13:20

Just used the contact that's on your forum ;) I'll hang fire before contacting the bank tho... cheers ;)

ok will keep updated about the ico ;)

GeordieSteve

15-10-06, 13:39

Top man ;) Thanks :)

Chiefgroover

20-02-07, 12:02

This "dead easy" is a load of bollocks. Here in N.I. the small claims level is £2K. Mine is over that so I have tried to lodge is as several small claims, and be rejected by the courts service which leads me to a civil bill. This means I have to employ a solicitor.
I also cant get a authoritive answer to whether or not the very haveyweight charges for lodging money on a business account is refundable. Yes they give you a service for it, but that also goes for everything else they do.
If you have more than small claims amount then this becomes a pain in the arse.