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Insurance write off categories???


matt
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Can anybody tell me the difference between a CatC and CatD insurance write of please??

 

Also opinions on how these will affect re-sale ?

I would imagine they should be cheaper than non repaired cars, but how much?

 

I rang to go and see a GTR and was then told that the car had been subject to a Cat D write off 4 years ago......

Now the car was advertised as low mileage and excon. Apparently it is ...but with the Cat D..

 

It is still cheapish and I'm going to have a look as its local, so I'll see if it has been repaired properly

 

 

TIA

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Basically:

 

Category C

A vehicle where the repairs are assessed by the inspecting engineer as exceeding the pre-accident market value.

 

Category D

A vehicle the repairs to which are assessed by the inspecting engineer as not exceeding the pre-accident market value.

 

 

These 2 are often not too bad and can go back on the road, really bad damage is:

 

Category A

A vehicle so badly damaged, destroyed or deformed that it has no major salvageable parts

 

Category B

A vehicle damaged beyond economical repair that cannot be safely repaired. An end of life type vehicle that may be used as a donor for "Ringing" should it not be broken and the shell crushed.

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