View Full Version : Best first car, and insurance company
Hi, I'm currently in the process of getting my license, and its coming to the stage where i have to think about what car to buy. I was thinking of getting a Toyota starlet 1.3 turbo, but im not sure if the insurance will be friendly. What do you recommend, and who would be the best company to get insured by as well? cheers
kieren1234
23-01-08, 20:55
an n/a supra would probably be as cheap/cheaper than a starlet turbo. and contact Sky insurance, they are the sponsor insurance of this forum and usually very good with the quotes.
Good luck.
do they make engines that small? 1.3 whats that all about:blink:
Unless you have a few 'K' to spend on insurance I would get a cheap runabout for a year or 2 then upgrade. At 17 any kind of sports car is going to leave a big dent in your wallet.
How about an old e36 BMW? They are cheap as chips and ever reliable insurance could maybe spring a surprise. Just a thought.
miko_supra
23-01-08, 21:09
if you are 17, it will take you for ever to find a company to insure you. id say 19/20 as the lowest age in order to get insurance under £1500/£2000
Well i'm a b*stard for paying stupid money for insurance so heres a guide for you as to what i paid.
Age 17
'96 Peugeot 306 xsi £1300 tpft
'95 Honda civic coupe £3300 tpft
Age 18
'95 Honda civic coupe £1800 tpft
'98 BMW 318is coupe £2600 fully comp
Age 19
'95 Honda civic coupe £1800 fully comp
'01 Peugeot 306hdi £1200 fully comp
Age 20
'95 Honda civic coupe £900 fully comp
'96 Toyota Supra Non-Turbo £1690 Fully comp
Hope this helps, also note that all these cars were/are modified and were declared on insurance.
Supra-Brett
23-01-08, 21:38
do they make engines that small? 1.3 whats that all about:blink:
Those 1.3 starlets are seriously quick. Will keep up with an N/A supe as standard (not sure about top end though), and blow one away when tuned.
Age 17
'95 Honda civic coupe £3300 tpft
Bloody hell mate!!! :blink: How much was the car worth??? :)
I can't get insured by sky because i need to be 19 or over, but i have been given a quote of £3821.66 by quin direct, so i think i should get something not turbo'd.
Learn to drive first, passing the test is the just the first stage :)
Get a little mild hatch that handles, get your NCB and then upgrade to something more exotic.
106 Rallye maybe?
dangerous brain
23-01-08, 21:57
For me I would look at diesels. For instance a 1.5 citroen AX diesel is insurance group 4. In town its as nippy as all the petrol numpties in their saxo's. It does 60 to the gallon. its just as usefull as the other hatches in its group. And it will cost you knacker all to buy. One year in that car will also teach you alot about speed preservation that will last you your whole life. Corsa do a 1.7 diesel I believe and ford do a 1.8 TD fiesta (its a proper dog though). Bigger car then look at peugot 1.9 diesel 306's but the insurance will start to climb.
Want summat chick chic take a look at retro 2cv's If you can't afford oomph go for style and difference.
I can't get insured by sky because i need to be 19 or over, but i have been given a quote of £3821.66 by quin direct, so i think i should get something not turbo'd.
What car was that on?
Oh and the civic was worth about £2500 but i've always had a thing for them since I was about 13.
What car was that on?
It was on a starlet turbo 1.3.
I was thinking of becoming an original chav and get a saxo, its cheaper than the starlet to get the car and to insure. If only insurers would trust me with a 6spd tt supra :(
But yeah i will focus on just passing my test first.
masterfett
24-01-08, 21:41
try a insurance quote on a 306 gti6, quite reasonable for 170bhp! i pay £279 a year fully comp and im only 22!... although to be honest your best bet as a a new driver is a 1.2 or something i learnt the hard way about insurance.. was on my parents for 4 years! really aint worth it! my insurance on the sup (when its on the road) will be £900 a year .. imagine the savings if i had started with a small engine car!
... however if u fancy a 306 gti-6 i will have a 2000 reg 306 GTi-6 for sale in the upcoming weeks! 60k miles fsh :eyebrows:
Those 1.3 starlets are seriously quick. Will keep up with an N/A supe as standard (not sure about top end though), and blow one away when tuned.
A friend down here in Sunny Weymouth has a 175bhp 1.3 Turbo starlet. Shes just spent a S*** load more as well so i think soon it'll break the 200bhp marker. And just to upset people it absolutely destroys N/a supras and beat most of the TT supra drag times at Santapod last yr lol
She has spent close to 6k on the engine though! :(
i've never been one for small engines since i passed my test... u should see the size of me for a start!!! 2nd car with no NCB @ 20 was my Primera GT, modified to the hilt and f/c adrian flux insured me for £1563. 7 months on i decided i wanted a supra and i'm paying £47 more, again, a fair bit done to it with everything declared. might just happen to know where there's a Primera GT going in may tho.....
mikeyb10supra
25-01-08, 11:23
It was on a starlet turbo 1.3.
I was thinking of becoming an original chav and get a saxo, its cheaper than the starlet to get the car and to insure. If only insurers would trust me with a 6spd tt supra :(
But yeah i will focus on just passing my test first.
thats a better start getting the saxo! jumping into a 6-spepd supra as our first car is a very bad idea. Start off small mate, you need to learn how to drive first and I really dont mean that to sound patronising in the slightest, no insurer is going to go near you at 17 on a supra and most other turbo cars. How about an escort/focus to tide you over for a few years?
SkyInsurance
25-01-08, 11:26
If you can cope with the rust then I'd recommend you try a Fiat Uno Turbo, maybe not as your first car but a second... I've had three Uno Turbos, my current one runs approx 170BHP and will keep up with most cars.. pretty similar pace up to motorway speeds as a Porsche Boxter S :) Not bad for a car costing under a grand
Or a slightly newer variant like the Punto GT - I had one of those when I was 20 and it only cost me just over £600 to insure. Huge fun and lots more tuning stuff available for them now :)
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