ncb

[jazz1]

how long can these last basically i got my 2 years ncb through the post and i renewed my insurance on my micra without using these ncb but i will use them next month now as my car wont be ready quick so how long can i have these without them being expired?

[Jake]

You lose a year for each year you don't use your NCB. So if you didn't use your 2 years NCB for 1 year it would drop down to one years NCB

[jazz1]

cheers for that jake but would not using these two for one or two months effect losing them?

[Jake]

Doesn't matter.

Buying insurance a month at a time is an expensive way of doing it though.

[jazz1]

cheers

[Vicky]

i work in insurance and the general rule across the board is that ncb cannot be used if it is 2 years out of date.

[jaymdee]

I once had 3 years ncb, didn't need it for a year and then picked it up again a year later, still at 3 years worth :)

[jazz1]

i work in insurance and the general rule across the board is that ncb cannot be used if it is 2 years out of date.

thanks so im happy to leave them till next month when i will use them on my supra with sky:)

[AlanM]

Yep, you retain it for 2 years (whatever it is) then lose the lot

[jazz1]

thanks for the advice guys